Saint Louis, MO 63125 Real Estate Market Report

ZIP Code: 63125
Report Date: June 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Saint Louis 63125 area are averaging approximately 6.5% to 6.6%, reflecting a stable but elevated interest rate environment compared to earlier 2026 levels.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary indicator of market value is the recent transaction-level median sold price of 164,000, which anchors pricing expectations and appears to be the most reliable signal of current market value and recent transaction activity. representative recent sale

2. There is a notable spread between the median listing price of 177,450 and the median sold price of 164,000, which may indicate pricing friction where seller expectations exceed realized sale values and could lengthen negotiation timelines. pricing gap

3. Market velocity is slow: the median days on market of 305 suggests extended marketing periods and slower transaction velocity despite a neutral market temperature; this may signal that buyers are more selective or that financing/affordability headwinds are prolonging sales. slower sales velocity

4. Rental fundamentals appear supportive for investors: the median market rent of 1,250 is trending up and combined with a median price per square foot of 172 suggests steady rent growth—however, elevated interest rate pressure remains a headwind for purchaser affordability and acquisition financing. rent growth

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Saint Louis, MO 63125 Real Estate Market Report

ZIP Code: 63125
Report Date: June 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Saint Louis 63125 area are averaging approximately 6.5% to 6.6%, reflecting a stable but elevated interest rate environment compared to earlier 2026 levels.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The neighborhood's primary market indicator, median sold price, is $96,000; this represents the most reliable signal of recent transaction activity and the sizable gap versus the median listing price suggests seller expectations are materially higher than realized sale prices, which may indicate pricing friction at current ask levels.

2. The market shows slow liquidity with a median days on market of 369, which suggests slower sales velocity and may require sellers to price more competitively or offer concessions to accelerate closings.

3. Rental demand appears supportive of investor interest with a median market rent of $1,600 and a rent year-over-year trend of up, indicating steadier cashflow prospects even as sales remain measured.

4. Interest rate pressure is elevated, and Current 30-year fixed mortgage rates in the Saint Louis 63125 area are averaging approximately 6.5% to 6.6%, which may continue to constrain affordability and keep buyer price sensitivity elevated.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.