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Market Snapshot

Median listing price
$630K

The median listing price in Clarksburg, MD ZIP 20871 is $630,000 as of June 2026.

Median rent
$3,185/mo

The median market rent in Clarksburg, MD ZIP 20871 is $3,185/month as of June 2026.

Days on market
323 days

The median days on market in Clarksburg, MD ZIP 20871 is 323 days as of June 2026. The market is currently neutral.

Gross rental yield
6.07%

At a median list price of $630,000 and a median rent of $3,185/month, the gross rental yield in Clarksburg, MD ZIP 20871 is 6.07% as of June 2026.

Clarksburg, MD 20871 Real Estate Market Report

ZIP Code: 20871

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
44
Active Listings
14
Sold Properties
30

Market Metrics

Median Listing Price
$630,000
Median Sold Price
$1,196,000
Median Price per Sqft
$291/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$3,185

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.97%

Liquidity & Velocity

Median Days on Market
323
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
down
Market Temperature
neutral
Rent YoY Trend
down
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Clarksburg, MD are 6.375% compared to the 5.99% average observed when typical loans in this area originated in January 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary market indicator is the median sold price of 1,196,000, which represents the best signal of realized market value and recent transaction activity; this figure appears to anchor pricing expectations despite a notable gap with the median listing price of 630,000, suggesting pricing friction between seller expectations and final sale outcomes (representative recent sale).
  2. The price year-over-year trend is down, indicating a softening in headline prices; this down trend, together with a neutral market temperature, suggests gradual normalization rather than abrupt weakness.
  3. The median days on market is 323, a materially long selling timeframe that signals slower sales velocity and increased negotiation window; this extended market time may indicate pricing and liquidity adjustment rather than immediate distress.
  4. Interest rate pressure is reflected in a current 30-year fixed mortgage rate of 6.375% (versus a 5.99% average in January 2026), which is an elevated financing cost that may constrain buyer purchasing power while rents are trending down—median market rent of 3,185 is also on a downward trajectory; both factors contribute to elevated borrowing pressure on buyers.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

12604 Running Brook Dr, Clarksburg, MD 20871
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

6 beds4 baths3,213 sqft
$1,185,000
Mar 1, 2026
$369/sqft/sqft
109 days on market
22069 Clarksburg Rd, Clarksburg, MD 20871
Value

Sold below market average

- beds4 baths3,898 sqft
$1,005,000
Apr 1, 2026
$258/sqft/sqft
12700 Piedmont Rd, Clarksburg, MD 20871
Market Benchmark

Sold at market average

4 beds3 baths3,506 sqft
$930,000
Apr 1, 2026
$265/sqft/sqft
114 days on market
2239 Regina Dr, Clarksburg, MD 20871
Market Benchmark

Sold at market average

- beds3 baths2,680 sqft
$741,000
Apr 1, 2026
$276/sqft/sqft
23059 Winged Elm Dr, Clarksburg, MD 20871
Value

Sold below market average

4 beds2 baths2,930 sqft
$740,000
May 1, 2026
$253/sqft/sqft
248 days on market
13126 Clarksburg Square Rd, Clarksburg, MD 20871
Premium

Sold above market average

4 beds3 baths1,600 sqft
$685,000
Apr 1, 2026
$428/sqft/sqft
129 days on market
23329 Brewers Tavern Way, Clarksburg, MD 20871
Premium

Sold above market average

3 beds2 baths1,546 sqft
$509,000
Mar 1, 2026
$329/sqft/sqft
150 days on market
11919 Sweet Shrub Cir, Clarksburg, MD 20871
Value

Sold below market average

- beds1 baths1,368 sqft
$299,198
Apr 1, 2026
$219/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$4,197/mo
20871 Avg Rent
20871 Cost to Own
Rent$3,185
Own$7,382

20% down, 6.53% rate, 1.0% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

20871 Avg nightly rate
20871 Avg occupancy (days/year)
Nightly rate$90/night
Occupancy89 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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