Clarksburg, MD 20871 Real Estate Market Report

ZIP Code: 20871
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Clarksburg, MD are 6.25%, which is consistent with the average market rates observed throughout early 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary market indicator is the median sold price of $699,900, which represents recent transaction-level value and appears to be the best single measure of where deals are clearing in Clarksburg; note the median listing price is $647,950, which highlights a meaningful divergence between asking and completed transaction levels and may indicate pricing friction or negotiated premiums in closed sales.

2. Liquidity is slow: the median days on market of 293 signals slower sales velocity, while the market temperature is neutral, suggesting transactions are occurring but with extended marketing times and a balanced negotiation environment.

3. Price momentum and financing context: year-over-year price trend is down (down), and interest rate pressure is moderate with current 30-year fixed mortgage rates around 6.25%, which together may sustain buyer sensitivity to price and temper near-term upward pressure on values.

4. Rental context and income signals: the median market rent is $3,100, with rent year-over-year trend down (down), indicating slightly softer rental pricing even as rental demand remains referenced as steady in local context; investors should factor softer rent growth into short-term yield expectations.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Clarksburg, MD 20871 Real Estate Market Report

ZIP Code: 20871
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Clarksburg, MD are 6.25%, which is consistent with the average market rates observed throughout early 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary market signal is the median sold price of 479,900, which represents the most reliable indicator of recent transaction value and suggests realized pricing is the best anchor for valuation discussions; representative recent sale guidance should be prioritized over asking prices.

2. There is a notable spread between the median listing price of 425,000 and the median sold price, which may indicate pricing friction where seller expectations differ from recent transaction levels and down price momentum could increase negotiation leverage for buyers.

3. Market velocity appears slow given a median days on market of 240, which suggests extended marketing timelines and slower sales velocity that may require sellers to consider price adjustments or stronger marketing to achieve timelier closings.

4. Broader market context shows prices are down year-over-year and the market temperature is neutral, with moderate interest rate pressure and a prevailing 30-year fixed mortgage rate of 6.25%—together these factors imply a balanced but cautious environment where lenders and buyers are sensitive to rate dynamics, and rental demand shows softness with a median market rent of 3,100 and rent trends also down.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.