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Market Snapshot

Median listing price
$288K

The median listing price in Baltimore, MD ZIP 21206 is $287,500 as of June 2026.

Median rent
$1,220/mo

The median market rent in Baltimore, MD ZIP 21206 is $1,220/month as of June 2026.

Days on market
223 days

The median days on market in Baltimore, MD ZIP 21206 is 223 days as of June 2026. The market is currently neutral.

Gross rental yield
5.09%

At a median list price of $287,500 and a median rent of $1,220/month, the gross rental yield in Baltimore, MD ZIP 21206 is 5.09% as of June 2026.

STR vs LTR
$990/mo STR · $1,220/mo LTR

In Baltimore, MD ZIP 21206, median Airbnb revenue is $990/month compared to median long-term rent of $1,220/month as of June 2026.

Baltimore, MD 21206 Real Estate Market Report

ZIP Code: 21206

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
117
Active Listings
34
Sold Properties
83

Market Metrics

Median Listing Price
$287,500
Median Sold Price
$194,500
Median Price per Sqft
$170/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,220

Property Taxes

Property Tax Rate
1.39%

Liquidity & Velocity

Median Days on Market
223
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
moderate

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Baltimore 21206 market are approximately 6.56%, reflecting a period of elevated borrowing costs compared to the lower rate environment seen earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The neighborhood's primary market indicator is the median sold price: 194,500, which anchors recent transaction values and should be treated as the representative recent sale benchmark for valuation and comps.
  2. There is a notable spread between the median listing price of 287,500 and the median sold price of 194,500, which suggests pricing friction and that asking prices may be above what recent transactions support; this gap may indicate elevated seller expectations relative to closed sales.
  3. Slower sales velocity is evident with a median days on market of 223, which, combined with the listing/sold gap, suggests pricing and liquidity constraints that may prolong time-to-contract and favor buyers who can move decisively.
  4. Market fundamentals show the price trend is up and rent trend is up, while interest rate pressure is moderate; borrowers face higher financing costs (current 30-year fixed around approximately 6.56%), so financing remains a moderating factor on buyer activity even as prices and rents rise.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

4012 Chesley Ave, Baltimore, MD 21206
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

5 beds1 baths2,278 sqft
$448,000
Mar 1, 2026
$197/sqft/sqft
186 days on market
5510 Daybreak Ter, Baltimore, MD 21206
Premium

Sold above market average

3 beds1 baths1,072 sqft
$419,000
Mar 1, 2026
$391/sqft/sqft
117 days on market
5543 Lanham Way, Baltimore, MD 21206
Premium

Sold above market average

5 beds1 baths1,072 sqft
$417,500
Mar 1, 2026
$389/sqft/sqft
108 days on market
5727 Utrecht Rd, Baltimore, MD 21206
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,184 sqft
$205,000
Apr 1, 2026
$173/sqft/sqft
110 days on market
6000 Glen Falls Ave, Baltimore, MD 21206
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds1 baths1,282 sqft
$205,000
Mar 1, 2026
$160/sqft/sqft
208 days on market
5686 Utrecht Rd, Baltimore, MD 21206
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,184 sqft
$201,400
Apr 1, 2026
$170/sqft/sqft
124 days on market
3806 Forrester Ave, Baltimore, MD 21206
Value

Sold below market average

- beds2 baths1,455 sqft
$75,000
Mar 1, 2026
$52/sqft/sqft
4808 Frankford Ave, Baltimore, MD 21206
Value

Sold below market average

- beds1 baths1,523 sqft
$72,000
Apr 1, 2026
$47/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$48/mo
21206 Avg Rent
21206 Cost to Own
Rent$1,220
Own$1,268

20% down, 6.53% rate, 1.4% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

21206 Avg nightly rate
21206 Avg occupancy (days/year)
Nightly rate$142/night
Occupancy91 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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