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Market Snapshot

Median listing price
$345K

The median listing price in Baltimore, MD ZIP 21234 is $344,500 as of June 2026.

Median rent
$1,850/mo

The median market rent in Baltimore, MD ZIP 21234 is $1,850/month as of June 2026.

Days on market
157 days

The median days on market in Baltimore, MD ZIP 21234 is 157 days as of June 2026. The market is currently neutral.

Gross rental yield
6.44%

At a median list price of $344,500 and a median rent of $1,850/month, the gross rental yield in Baltimore, MD ZIP 21234 is 6.44% as of June 2026.

STR vs LTR
$839/mo STR · $1,850/mo LTR

In Baltimore, MD ZIP 21234, median Airbnb revenue is $839/month compared to median long-term rent of $1,850/month as of June 2026.

Baltimore, MD 21234 Real Estate Market Report

ZIP Code: 21234

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
165
Active Listings
36
Sold Properties
129

Market Metrics

Median Listing Price
$344,500
Median Sold Price
$289,000
Median Price per Sqft
$216/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,850

Property Taxes

Property Tax Rate
1.13%

Liquidity & Velocity

Median Days on Market
157
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
elevated

Key Findings

  1. The primary indicator of market value is the median sold price of 289,000, which positions recent transactions below asking expectations and suggests realized market value is moderating relative to listing behavior; up price momentum supports modest appreciation.
  2. There is a notable spread between the median listing price of 344,500 and the median sold price of 289,000, which may indicate pricing friction where seller expectations exceed recent transaction levels and could prolong negotiations; balanced market temperature appears to be maintaining orderly price discovery.
  3. Liquidity appears muted: the median days on market at 157 signals slower sales velocity and longer time-to-contract, which may reflect buyer caution under current elevated interest rate pressure rather than a structural demand collapse.
  4. Market-level fundamentals show a median price per square foot of 216 and median market rent of 1,850, which together suggest price and rent trends are rising while the overall market temperature remains neutral; investors and pricing strategists should prioritize comparables based on recent sold prices and model time-to-contract into offer timing and concessions.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

3007 Bender Ridge Ct, Baltimore, MD 21234
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

5 beds2 baths2,714 sqft
$700,000
Mar 1, 2026
$258/sqft/sqft
119 days on market
81 Cedar Chip Ct, Baltimore, MD 21234
Premium

Sold above market average

4 beds2 baths2,015 sqft
$630,000
May 1, 2026
$313/sqft/sqft
88 days on market
8876 Paddock Ln, Baltimore, MD 21234
Premium

Sold above market average

5 beds3 baths2,220 sqft
$628,000
May 1, 2026
$283/sqft/sqft
89 days on market
8710 Richmond Ave, Baltimore, MD 21234
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

- beds1 baths1,161 sqft
$315,000
May 1, 2026
$271/sqft/sqft
1564 days on market
8504 James Ave, Baltimore, MD 21234
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,224 sqft
$313,000
Apr 1, 2026
$256/sqft/sqft
88 days on market
8105 Hillendale Rd, Baltimore, MD 21234
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,152 sqft
$312,000
Mar 1, 2026
$271/sqft/sqft
122 days on market
9619 Harding Ave, Baltimore, MD 21234
Value

Sold below market average

3 beds1 baths1,170 sqft
$130,000
Mar 1, 2026
$111/sqft/sqft
94 days on market
8701 Emge Rd, Parkville, MD 21234
Value

Sold below market average

- beds1 baths720 sqft
$100,000
Apr 1, 2026
$139/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$33/mo
21234 Avg Rent
21234 Cost to Own
Rent$1,850
Own$1,817

20% down, 6.50% rate, 1.1% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

21234 Avg nightly rate
21234 Avg occupancy (days/year)
Nightly rate$68/night
Occupancy102 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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