GemHausNew report

Tucson, AZ 85739 Real Estate Market Report

ZIP Code: 85739
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
211
Active Listings
117
Sold Properties
94

Market Metrics

Median Listing Price
$420,000
Median Sold Price
$449,900
Median Price per Sqft
$202/sqft

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,800

Property Taxes

Property Tax Rate
0.65%

Liquidity & Velocity

Median Days on Market
378
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
down
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the 85739 area are averaging approximately 6.4%, reflecting a volatile market environment compared to the sub-6% rates observed earlier in February 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary market indicator, the median sold price of 449,900, reflects recent transaction-level value and suggests modest appreciation given the broader price trend; the median listing price of 420,000 sits below that sold-price benchmark, indicating a noticeable spread between asking and realized values that may reflect pricing friction or selective seller success.

  2. The market shows slower liquidity as evidenced by a median days on market of 378, which appears consistent with a neutral market temperature and suggests extended time-to-contract rather than rapid turnover.

  3. Price direction is positive with a price year-over-year trend of up, while rental conditions are soft with a rent year-over-year trend of down, implying different near-term incentives for owners versus landlords in 85739.

  4. Interest-rate dynamics are relevant: interest rate pressure is elevated, and local mortgage conditions are described as averaging approximately 6.4% for 30-year fixed rates, which may constrain buyer purchasing power and support more cautious buyer behavior in the near term.


Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

16652 N Lago Del Oro Pkwy, Tucson, AZ 85739
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

- beds
- baths
2,944 sqft
$2,200,000
Feb 1, 2026
$747/sqft/sqft
36085 S Basin Camp Rd, Tucson, AZ 85739
Premium

Sold above market average

3 beds
3 baths
3,209 sqft
$1,490,000
Mar 1, 2026
$464/sqft/sqft
150 days on market
36775 S Desert Sky Ln, Tucson, AZ 85739
Premium

Sold above market average

3 beds
3 baths
2,899 sqft
$1,225,000
Feb 1, 2026
$423/sqft/sqft
463 days on market
36215 S Golf Course Dr, Tucson, AZ 85739
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
2 baths
2,183 sqft
$494,000
Mar 1, 2026
$226/sqft/sqft
598 days on market
62870 E Thunder Rock Dr, Tucson, AZ 85739
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
2 baths
1,658 sqft
$480,000
Feb 1, 2026
$290/sqft/sqft
169 days on market
37613 S Canyon Side Dr, Saddlebrooke, AZ 85739
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
2 baths
2,236 sqft
$480,000
Feb 1, 2026
$215/sqft/sqft
162 days on market
37389 S Desert Bluff Dr, Saddlebrooke, AZ 85739
Value

Sold below market average

- beds
- baths
2,262 sqft
$200,000
Mar 1, 2026
$88/sqft/sqft
62733 E Sandlewood Rd, Saddlebrooke, AZ 85739
Value

Sold below market average

2 beds
3 baths
2,093 sqft
$189,600
Apr 1, 2026
$91/sqft/sqft
140 days on market

Tucson, AZ 85739 Real Estate Market Report

ZIP Code: 85739
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
111
Active Listings
17
Sold Properties
94

Market Metrics

Median Listing Price
$299,000
Median Sold Price
$330,000
Median Price per Sqft
$189/sqft

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,800

Property Taxes

Property Tax Rate
0.61%

Liquidity & Velocity

Median Days on Market
1023
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
down
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the 85739 area are averaging approximately 6.4%, reflecting a volatile market environment compared to the sub-6% rates observed earlier in February 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary market indicator is the $330,000 median sold price, which reflects recent transaction levels and suggests market value is holding near that point rather than at asking levels; sellers and appraisers should treat the $330,000 median sold price as the representative recent sale benchmark.

  2. There is a meaningful gap between the $299,000 median listing price and the $330,000 median sold price, which may indicate pricing friction or selective upward adjustments in closed transactions versus current asking strategies.

  3. Liquidity appears subdued given a median days on market of 1,023, which should be interpreted as slower sales velocity rather than absolute market failure; this dynamic, combined with a neutral market temperature (neutral), suggests a balanced buyer-seller dynamic where transactions may take longer to close.

  4. Macro and rental context: prices are trending up year-over-year (up) while rent is trending down (down), and interest rate pressure is elevated (elevated), implying financing costs are a headwind even as sold prices show modest appreciation—investors and owners should factor higher borrowing costs into acquisition and holding strategies.


Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

39088 S Carefree Dr, Tucson, AZ 85739
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

2 beds
3 baths
2,207 sqft
$419,500
Apr 1, 2026
$190/sqft/sqft
1383 days on market
64552 E Wind Ridge Cir, Saddlebrooke, AZ 85739
Premium

Sold above market average

2 beds
2 baths
1,578 sqft
$400,000
Apr 1, 2026
$253/sqft/sqft
2513 days on market
63531 E Harmony Dr, Saddlebrooke, AZ 85739
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
2 baths
1,655 sqft
$362,500
Mar 1, 2026
$219/sqft/sqft
551 days on market
39050 S Casual Dr, Saddlebrooke, AZ 85739
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
2 baths
1,518 sqft
$355,000
Mar 1, 2026
$234/sqft/sqft
80 days on market
63594 E Harmony Dr, Tucson, AZ 85739
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds
2 baths
1,709 sqft
$355,000
Mar 1, 2026
$208/sqft/sqft
588 days on market
64324 E Wind Ridge Cir, Saddlebrooke, AZ 85739
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
2 baths
1,646 sqft
$345,000
Apr 1, 2026
$210/sqft/sqft
1037 days on market
38981 S Serenity Ln, Tucson, AZ 85739
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
2 baths
1,568 sqft
$328,000
Mar 1, 2026
$209/sqft/sqft
2639 days on market
63553 E Vacation Dr, Saddlebrooke, AZ 85739
Value

Sold below market average

2 beds
3 baths
2,207 sqft
$265,000
Mar 1, 2026
$120/sqft/sqft
3180 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$197/mo
85739 Avg Rent
85739 Cost to Own
Rent$2,800
Own$2,603

20% down, 6.3% rate, 0.7% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

85739 Avg nightly rate
85739 Avg occupancy (days/year)
Nightly rate$208/night
Occupancy84 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 5/1/2026

GemHaus

Get personalized market intelligence

View property-level details in Tucson, AZ get valuations, rent estimates, operating costs, and pro-forma insights.

Nearby Market Reports