Charleston, WV 25301 Real Estate Market Report

ZIP Code: 25301
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

---

Executive Overview

As of February 2026, the Charleston, WV real estate market reflects a median sold price of $155,000, indicating a stable pricing environment. The market has shown an upward trend in prices, with a general indication of increased values. This suggests a growing demand relative to the available supply, although the specific historical sold price change percentage is not available for further context.

The market appears to be balancing, transitioning from a strong seller's environment to a more neutral footing. This is evidenced by the 273 days on market, indicating slower sales velocity and a potential for pricing friction. Despite elevated inventory levels relative to sales activity, the demand remains decent, supported by increasing rental costs and a moderate interest rate pressure, which may present opportunities for buyers seeking financing.

---

Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Rental Market

---

Property Taxes

---

Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

---

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Charleston WV around 5.88% are 0.4% lower than the recent 2026 average of 6.24%, presenting a cost opportunity for new financing.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

---

Key Findings

1. The median sold price of $155,000 suggests a stable market with potential for growth.

2. With 273 days on market, the market is experiencing slower sales velocity, indicating longer transaction times.

3. The median market rent is $1,196, reflecting rising rental costs that may support home purchasing activity in the area.

4. Current mortgage rates at 5.88% are 0.4% lower than the recent average, presenting a cost opportunity for financing.

5. The market temperature is assessed as neutral, indicating a balanced supply and demand dynamic.

---

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.