Market Snapshot
- Median listing price
- $359K
- Median rent
- $1,699/mo
- Days on market
- 197 days
- Gross rental yield
- 5.67%
- STR vs LTR
- $1,843/mo STR · $1,699/mo LTR
The median listing price in Charlotte, NC ZIP 28269 is $359,450 as of June 2026.
The median market rent in Charlotte, NC ZIP 28269 is $1,699/month as of June 2026.
The median days on market in Charlotte, NC ZIP 28269 is 197 days as of June 2026. The market is currently neutral.
At a median list price of $359,450 and a median rent of $1,699/month, the gross rental yield in Charlotte, NC ZIP 28269 is 5.67% as of June 2026.
In Charlotte, NC ZIP 28269, median Airbnb revenue is $1,843/month compared to median long-term rent of $1,699/month as of June 2026.
Charlotte, NC 28269 Real Estate Market Report
ZIP Code: 28269
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in the Charlotte 28269 area average 6.56%, reflecting a market where rates have fluctuated significantly throughout 2026 due to economic volatility.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The primary indicator of recent transaction activity is the median sold price of 366,000, which represents the most reliable current market value for comparables in the ZIP and should anchor pricing decisions by sellers and appraisals (representative recent sale).
- The median listing price is 359,450, suggesting there is a visible gap between asking and transaction prices that may indicate negotiation room for buyers when supported by longer time on market.
- Market velocity appears muted: the median days on market of 197 points to slower sales velocity and pricing friction that may require concessions or targeted marketing to achieve contract terms.
- External pressures are mixed—price year-over-year trend is down while market temperature is neutral, and elevated financing costs (average 30-year fixed around 6.56%) constitute an elevated interest rate pressure headwind for affordability and buyer activity.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Quick sale indicating strong buyer demand and competitive market conditions.
Below-market acquisition. Investor purchase with value-add potential through renovation.
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 0.7% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
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