Charlotte, NC 28269 Real Estate Market Report

ZIP Code: 28269
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the real estate market in Charlotte, NC (ZIP: 28269) reflects a median sold price of $365,000, indicating a stable market environment. The neighborhood has increased up since 2023, suggesting a resilient demand despite the shifting dynamics. The median listing price stands at $371,495, highlighting a slight gap between seller expectations and actual sale prices, which may indicate some pricing friction in the market.

The market is currently experiencing 129 days on market, which points to a slower sales velocity and elevated inventory levels relative to sales activity. This trend suggests that while demand remains, buyers may have improved leverage as the market transitions toward a more balanced state. The overall market temperature is neutral, indicating a stabilization phase where both buyers and sellers may find opportunities to negotiate effectively.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Charlotte, NC, around 6.10% are lower than the 6.6% average seen for much of 2026, presenting a cost opportunity for property owners.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $365,000 reflects a stable market, with recent sales indicating resilience in property values.

2. With a median listing price of $371,495, there appears to be a pricing gap that may create friction for sellers.

3. Properties are taking a median of 129 days on market, suggesting a slower sales velocity and potential for buyers to negotiate better terms.

4. The market temperature is currently neutral, indicating balanced conditions for both buyers and sellers.

5. The median market rent is $1,970, which may influence buyer decisions as rental trends are down year-over-year.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.