Charlotte, NC 28213 Real Estate Market Report

ZIP Code: 28213
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the real estate market in Charlotte, NC (ZIP: 28213) reflects a median sold price of $335,000, indicating a stable market despite minor fluctuations. The neighborhood has increased up since 2023, showcasing resilience in property values amidst changing market dynamics. The current market conditions suggest a transition towards a balanced state, moving away from previous seller dominance, as evidenced by the 195 days on market, which indicates slower sales velocity and a more cautious buyer sentiment.

Inventory levels appear elevated relative to sales activity, contributing to a moderate pace of transactions. The median listing price stands at $350,000, which creates a notable pricing gap compared to the median sold price, suggesting potential pricing friction as sellers adjust expectations. With interest rates averaging between 6.04% and 6.38%, slightly lower than the previous year, buyer affordability may improve, potentially stimulating demand in the coming months.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Charlotte NC 28213 area average around 6.04% to 6.38% in February 2026, which is notably lower than the 6.87% average seen one year prior.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $335,000 indicates stable market values despite a $15,000 gap from the median listing price.

2. Properties are taking a significant 195 days on market, suggesting a slower sales velocity and potential buyer hesitance.

3. Elevated inventory levels relative to sales activity may indicate excess supply, impacting price negotiations.

4. The median market rent of $1,691 reflects an up trend year-over-year, indicating strong rental demand in the area.

5. Current interest rates, averaging 6.04% to 6.38%, are lower than last year, which may enhance buyer affordability and stimulate market activity.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.