Market Snapshot
- Median listing price
- $300K
- Median rent
- $1,645/mo
- Days on market
- 213 days
- Gross rental yield
- 6.58%
- STR vs LTR
- $1,833/mo STR · $1,645/mo LTR
The median listing price in Charlotte, NC ZIP 28213 is $300,000 as of June 2026.
The median market rent in Charlotte, NC ZIP 28213 is $1,645/month as of June 2026.
The median days on market in Charlotte, NC ZIP 28213 is 213 days as of June 2026. The market is currently neutral.
At a median list price of $300,000 and a median rent of $1,645/month, the gross rental yield in Charlotte, NC ZIP 28213 is 6.58% as of June 2026.
In Charlotte, NC ZIP 28213, median Airbnb revenue is $1,833/month compared to median long-term rent of $1,645/month as of June 2026.
Charlotte, NC 28213 Real Estate Market Report
ZIP Code: 28213
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Charlotte, NC, are approximately 6.6% compared to the 6.1% average seen earlier in 2026, indicating that property owners who secured loans earlier this year locked in more favorable financing.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The primary indicator of recent market value is the median sold price: 330,500 — this representative recent sale level suggests completed transactions are supporting prices above asking in some cases, indicating realized market value rather than listing expectations; price trend is up year‑over‑year which supports continued demand.
- There is a notable spread between the median listing price (300,000) and the median sold price (330,500), which may indicate pricing friction where sellers' expectations differ from final transaction prices and offers may require negotiation to bridge the gap; given the median days on market of 213, this also appears consistent with slower sales velocity and extended time to contract. balanced-to-moderate liquidity may be present.
- Market unit-level metrics show a median price per square foot of 186 and a median market rent of 1,645, which together frame valuation and cash-flow context for SFR and condo investors; however, rent is trending down year‑over‑year (rent YoY trend: down), so rental income assumptions should be stress‑tested.
- Macro financing and market-temperature signals add caution: interest rate pressure is described as elevated and local 30‑year fixed mortgage rates are noted around 6.6% versus 6.1% earlier in 2026, while the market temperature is reported as neutral, suggesting buyers have slightly more negotiating power and financing costs are a headwind for affordability.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 0.7% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
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