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Market Snapshot

Median listing price
$300K

The median listing price in Charlotte, NC ZIP 28213 is $300,000 as of June 2026.

Median rent
$1,645/mo

The median market rent in Charlotte, NC ZIP 28213 is $1,645/month as of June 2026.

Days on market
213 days

The median days on market in Charlotte, NC ZIP 28213 is 213 days as of June 2026. The market is currently neutral.

Gross rental yield
6.58%

At a median list price of $300,000 and a median rent of $1,645/month, the gross rental yield in Charlotte, NC ZIP 28213 is 6.58% as of June 2026.

STR vs LTR
$1,833/mo STR · $1,645/mo LTR

In Charlotte, NC ZIP 28213, median Airbnb revenue is $1,833/month compared to median long-term rent of $1,645/month as of June 2026.

Charlotte, NC 28213 Real Estate Market Report

ZIP Code: 28213

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
136
Active Listings
40
Sold Properties
96

Market Metrics

Median Listing Price
$300,000
Median Sold Price
$330,500
Median Price per Sqft
$186/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,645

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.74%

Liquidity & Velocity

Median Days on Market
213
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
down
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Charlotte, NC, are approximately 6.6% compared to the 6.1% average seen earlier in 2026, indicating that property owners who secured loans earlier this year locked in more favorable financing.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary indicator of recent market value is the median sold price: 330,500 — this representative recent sale level suggests completed transactions are supporting prices above asking in some cases, indicating realized market value rather than listing expectations; price trend is up year‑over‑year which supports continued demand.
  2. There is a notable spread between the median listing price (300,000) and the median sold price (330,500), which may indicate pricing friction where sellers' expectations differ from final transaction prices and offers may require negotiation to bridge the gap; given the median days on market of 213, this also appears consistent with slower sales velocity and extended time to contract. balanced-to-moderate liquidity may be present.
  3. Market unit-level metrics show a median price per square foot of 186 and a median market rent of 1,645, which together frame valuation and cash-flow context for SFR and condo investors; however, rent is trending down year‑over‑year (rent YoY trend: down), so rental income assumptions should be stress‑tested.
  4. Macro financing and market-temperature signals add caution: interest rate pressure is described as elevated and local 30‑year fixed mortgage rates are noted around 6.6% versus 6.1% earlier in 2026, while the market temperature is reported as neutral, suggesting buyers have slightly more negotiating power and financing costs are a headwind for affordability.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

4941 Fitzgerald Ave, Charlotte, NC 28213
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

4 beds3 baths2,145 sqft
$5,853,500
Apr 1, 2026
$2,729/sqft/sqft
4933 Fitzgerald Ave, Charlotte, NC 28213
Premium

Sold above market average

4 beds3 baths2,133 sqft
$5,853,500
Apr 1, 2026
$2,744/sqft/sqft
4949 Fitzgerald Ave, Charlotte, NC 28213
Premium

Sold above market average

4 beds3 baths2,133 sqft
$5,853,500
Apr 1, 2026
$2,744/sqft/sqft
11037 Wyndham Pointe Dr, Charlotte, NC 28213
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths2,008 sqft
$352,500
Mar 1, 2026
$176/sqft/sqft
7521 Hodges Meadow Ln, Charlotte, NC 28213
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,782 sqft
$350,000
Mar 1, 2026
$196/sqft/sqft
7513 Hodges Meadow Ln, Charlotte, NC 28213
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,838 sqft
$350,000
Mar 1, 2026
$190/sqft/sqft
801 Dobson Dr, Charlotte, NC 28213
Value

Sold below market average

3 beds1 baths1,104 sqft
$120,000
Mar 1, 2026
$109/sqft/sqft
6309 Monteith Dr, Charlotte, NC 28213
Value

Sold below market average

3 beds1 baths1,396 sqft
$107,000
May 1, 2026
$77/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$332/mo
28213 Avg Rent
28213 Cost to Own
Rent$1,645
Own$1,977

20% down, 6.53% rate, 0.7% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

28213 Avg nightly rate
28213 Avg occupancy (days/year)
Nightly rate$176/night
Occupancy133 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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