Charlotte, NC 28213 Real Estate Market Report

ZIP Code: 28213
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the real estate market in Charlotte, NC (ZIP: 28213) is characterized by a median sold price of $335,000, reflecting a stable market environment. The neighborhood has increased up since 2023, indicating a positive trend in property values. However, the market is currently experiencing elevated inventory levels, which may suggest a shift in negotiating power towards buyers. The median days on market stands at 195, indicating a slower sales velocity and a potential challenge for sellers in achieving timely transactions.

The median listing price of $355,000 shows a notable gap compared to the sold price, which may reflect seller expectations that are not aligning with current buyer sentiment. Despite this, the underlying economic drivers, such as population growth, continue to support demand in the area. The market temperature is assessed as neutral, indicating a balanced environment where both buyers and sellers can find opportunities, albeit with some caution due to the elevated inventory and slower transaction pace.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Charlotte NC around 6.03% are slightly higher than the 5.88% average seen earlier in 2026, suggesting property owners locked in a more favorable rate recently.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $335,000 indicates a stable market, with recent transactions reflecting positive value trends.

2. With a median days on market of 195, the market is experiencing slower sales velocity, suggesting potential challenges for sellers.

3. The median listing price of $355,000 shows a significant gap compared to the sold price, indicating possible pricing friction in negotiations.

4. Market temperature remains neutral, suggesting balanced conditions for both buyers and sellers.

5. Elevated inventory levels relative to sales activity may indicate a shift in negotiating power towards buyers.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.