Charlotte, NC 28210 Real Estate Market Report

ZIP Code: 28210
Report Date: April 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The real estate market in Charlotte, NC (ZIP: 28210) is showing signs of stabilization, with the median sold price currently at $599,000. This indicates a robust market, although it is essential to note that the neighborhood has increased up since 2023. The market is experiencing moderate appreciation, suggesting a shift towards a more balanced environment, where buyers are gaining more opportunities due to elevated inventory levels and longer days on market.

With a median days on market of 190, properties are taking longer to sell, reflecting a slower sales velocity. While the market still slightly favors sellers, the increased inventory and moderate transaction volume may indicate a transition towards a more buyer-friendly landscape. The median listing price stands at $535,000, which, when compared to the sold price, suggests some pricing friction as sellers adjust expectations to align with current market realities.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Charlotte, NC are averaging 6.28%, which is 0.28% higher than the 2026 average of 6.00%.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $599,000 reflects strong market activity despite longer selling times.

2. With 190 days on market, properties are experiencing slower sales velocity, indicating a shift towards a more balanced market.

3. The median listing price of $535,000 suggests some pricing friction as sellers adjust to market conditions.

4. Market temperature is currently neutral, indicating a balanced environment for buyers and sellers alike.

5. The median market rent of $1,930 is up, suggesting increasing rental demand in the area.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.