Saint Louis, MO 63130 Real Estate Market Report

ZIP Code: 63130
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The median sold price in Saint Louis, MO (ZIP: 63130) is currently $349,900, reflecting a stable market with modest price appreciation. This price point indicates a healthy demand for properties, despite the $250,000 median listing price suggesting some pricing friction for sellers. The neighborhood has increased 8% since 2022, showcasing a positive trend in property values.

Market activity appears to be characterized by elevated inventory levels, with 208 days on market indicating a slower sales velocity. This slower pace may suggest a shift towards a more balanced market, as the overall market temperature is currently classified as neutral. The combination of easing interest rates and a resilient local economy, particularly in healthcare and tech, continues to support housing demand, though the market is moving away from an intense seller's environment.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Saint Louis MO are averaging around 6.0% compared to 6.85% one year ago, indicating a significant cost advantage for recent 2026 originations.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $349,900 indicates strong buyer interest, despite a significant gap from the median listing price of $250,000.

2. With 208 days on market, the current sales velocity is slower, suggesting moderate transaction activity.

3. The market temperature is classified as neutral, indicating a balanced environment for buyers and sellers.

4. The median market rent of $1,530 reflects a growing rental demand, with rents trending up year-over-year.

5. Current mortgage rates averaging around 6.0% provide a significant cost advantage compared to last year's rates, potentially boosting buyer activity.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.