Saint Louis, MO 63114 Real Estate Market Report

ZIP Code: 63114
Report Date: March 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of March 2026, the real estate market in Saint Louis, MO (ZIP: 63114) is characterized by a median sold price of $139,900, reflecting a stable market environment. The neighborhood has increased 15% since 2023, indicating a positive trend in property values. However, the market is currently experiencing elevated inventory levels, which may suggest a shift towards a more balanced environment, albeit with slower sales velocity due to the higher number of properties available relative to sales activity.

The median days on market stands at 206, indicating a slower transaction pace, which may be a result of the excess supply. Despite these conditions, the median listing price of $125,000 shows a notable gap compared to the sold price, suggesting potential pricing friction as sellers adjust expectations to align with market realities. With easing interest rates expected to support buyer demand, the market may see some stabilization moving into the spring season.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Saint Louis MO market around 6.10% to 6.276% are slightly higher than the February 2026 average of 6.10%, meaning property owners who originated loans then locked in a marginally better rate.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $139,900 reflects a strong market value despite slower sales activity.

2. With a median days on market of 206, the market is experiencing a slower transaction pace, indicating weak liquidity.

3. The median listing price of $125,000 shows a significant gap compared to the sold price, suggesting potential pricing friction for sellers.

4. Elevated inventory levels indicate moderate supply relative to sales activity, contributing to a neutral market temperature.

5. The median market rent of $1,020 remains stable, providing a consistent rental income potential in the area.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.