Saint Louis, MO 63110 Real Estate Market Report
ZIP Code: 63110
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in the 63110 area are averaging 6.49%, which is 0.27% higher than the 6.22% average observed earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
-
The neighborhood’s primary market signal is the median sold price of 325,000, which anchors recent transaction-based value and, alongside a median listing price of 354,875, suggests a listing-to-sale price spread that may indicate pricing friction between seller expectations and realized sale values.
-
The median days on market is 363, indicating slower sales velocity; combined with the dataset’s characterization of relatively constrained active supply, this appears to reflect measured liquidity where sellers may need longer listing exposure to reach executed prices.
-
Price momentum remains positive: the price year-over-year trend is up, and rent momentum is also up; with a median market rent of 1,445, these trends support sustained demand fundamentals even as transaction timing remains extended.
-
Market conditions are described as neutral (market temperature neutral) with moderate financing headwinds—interest rate pressure is moderate and Current 30-year fixed mortgage rates in the 63110 area are averaging 6.49%, which is 0.27% higher than the 6.22% average observed earlier in 2026—so buyers remain active but are likely sensitive to rate movement and affordability shifts.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold above market average
Sold below market average
Saint Louis, MO 63110 Real Estate Market Report
ZIP Code: 63110
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in the 63110 area are averaging 6.49%, which is 0.27% higher than the 6.22% average observed earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
-
The primary market value indicator is the median sold price of 206,000, which aligns with the broader price trend showing up year-over-year movement, signaling steady appreciation in realized transactions.
-
Liquidity appears subdued with a median days on market of 679, which suggests slower sales velocity; combined with a neutral market temperature (neutral), this points to a balanced market where transactions may take longer to close rather than rapid turnover.
-
Pricing context shows a median price per square foot of 171 alongside a median market rent of 1,250; with rents trending up, rental demand is supporting property values even as sales pace is moderate.
-
Interest-rate dynamics are a headwind to some buyers: local 30-year fixed rates average 6.49% (notably 0.27% higher than the 6.22% earlier in 2026), and with moderate interest rate pressure this may temper affordability and slow purchase momentum despite steady price appreciation.
Notable Properties
The following 3 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.3% rate, 1.2% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 5/1/2026
Get personalized market intelligence
Explore real-time property analysis in Saint Louis, MO: valuations, rental estimates, costs, and pro-forma projections.