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Market Snapshot

Median listing price
$145K

The median listing price in Saint Louis, MO ZIP 63101 is $144,950 as of July 2026.

Median rent
$1,250/mo

The median market rent in Saint Louis, MO ZIP 63101 is $1,250/month as of July 2026.

Days on market
39 days

The median days on market in Saint Louis, MO ZIP 63101 is 39 days as of July 2026. The market is currently neutral.

Gross rental yield
10.35%

At a median list price of $144,950 and a median rent of $1,250/month, the gross rental yield in Saint Louis, MO ZIP 63101 is 10.35% as of July 2026.

STR vs LTR
$2,356/mo STR · $1,250/mo LTR

In Saint Louis, MO ZIP 63101, median Airbnb revenue is $2,356/month compared to median long-term rent of $1,250/month as of July 2026.

Saint Louis, MO 63101 Real Estate Market Report

ZIP Code: 63101

Report Date: July 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
12 Months
Total Properties Analyzed
16
Active Listings
12
Sold Properties
4

Market Metrics

Median Listing Price
$144,950
Median Sold Price
$227,000
Median Price per Sqft
$120/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,250

Property Taxes

Property Tax Rate
0.62%

Liquidity & Velocity

Median Days on Market
39
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
down
Market Temperature
neutral
Rent YoY Trend
flat
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Saint Louis are approximately 6.75% to 6.92%, which is higher than the rates observed in early 2026, indicating that property owners who secured loans earlier this year likely locked in more favorable terms.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The neighborhood's median sold price is 227,000, which should be treated as the primary indicator of current market value; recent price momentum is down, suggesting softness in transaction pricing.
  2. With a median days on market of 39, the market shows a moderate slowdown in sales velocity—this, combined with a relatively constrained active supply in the analyzed sample, may indicate pricing friction and a need for more time to transact at accepted values.
  3. Valuation and income context: the median price per square foot is 120 alongside a median market rent of 1,250; rent trend is flat, which implies limited upward pressure from the rental market on valuations.
  4. Financing and market-cost context: interest rate pressure is described as elevated, and current local 30‑year fixed mortgage rates are reported at 6.75% to 6.92%, which is higher than rates earlier in 2026 and suggests owners who refinanced or purchased earlier hold comparatively lower-rate financing.

Notable Properties

The following 4 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

14 Columbus Square Dr, Saint Louis, MO 63101
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

2 beds1 baths1,312 sqft
$180,000
Aug 1, 2025
$137/sqft
64 days on market
8 Columbus Square Dr, Saint Louis, MO 63101
Premium

Sold above market average

2 beds1 baths1,182 sqft
$170,000
Mar 1, 2026
$144/sqft
39 days on market
17 Columbus Square Dr, Saint Louis, MO 63101
Premium

Sold above market average

2 beds1 baths1,088 sqft
$145,000
Dec 1, 2025
$133/sqft
120 days on market
35 Columbus Square Dr, Saint Louis, MO 63101
Market Benchmark

Sold at market average

- beds1 baths1,088 sqft
$118,403
May 1, 2026
$109/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$91/mo
63101 Avg Rent
63101 Cost to Own
Rent$1,250
Own$1,341

20% down, 6.58% rate, 0.6% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

63101 Avg nightly rate
63101 Avg occupancy (days/year)
Nightly rate$194/night
Occupancy224 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 7/30/2026

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