Kansas City, MO 64130 Real Estate Market Report

ZIP Code: 64130
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the real estate market in Kansas City, MO (ZIP: 64130) is characterized by a median sold price of $104,000, reflecting a stable market environment. The neighborhood has shown a price year-over-year trend that is up, indicating a positive trajectory in property values. However, the median days on market stands at 164 days, suggesting a slower sales velocity and potential pricing friction as properties take longer to sell.

Despite the median listing price of $129,000, there is a notable gap between listing and sold prices, which may indicate seller expectations that are not fully aligned with current market realities. The inventory conditions reveal elevated inventory levels relative to sales activity, contributing to a more balanced market atmosphere. This situation may suggest that buyers have more options, but it also highlights the need for sellers to be strategic in their pricing to attract buyers in a competitive landscape.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Kansas City market around 5.875% are lower than recent 2026 benchmarks, presenting a cost opportunity for property owners seeking to refinance.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. Median sold price of $104,000 indicates stable market conditions, with prices showing an up trend year-over-year.

2. Median days on market at 164 days reflects a slower sales velocity, suggesting potential pricing friction for sellers.

3. Elevated inventory levels relative to sales activity indicate a market that may be balancing, providing buyers with more options.

4. The median listing price of $129,000 presents a significant gap compared to the sold price, highlighting potential misalignment in seller expectations.

5. Median market rent of $1,530 continues to rise, supported by strong rental demand and local job growth projections.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.