Kansas City, MO 64130 Real Estate Market Report

ZIP Code: 64130
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

---

Executive Overview

As of February 2026, the real estate market in Kansas City, MO (ZIP: 64130) shows a median sold price of $103,000, indicating a stable market environment. The neighborhood has increased up since the previous year, reflecting a positive trend in market value. The median listing price stands at $125,000, suggesting a notable pricing gap between seller expectations and actual transaction values, which may indicate pricing friction in the market.

Transaction activity appears moderate, with 173 days on market reflecting slower sales velocity. This extended duration may suggest elevated inventory levels relative to sales activity, contributing to a more balanced market temperature. The current market conditions, characterized by elevated interest rate pressure, may further influence buyer sentiment and overall liquidity in the coming months.

---

Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Rental Market

---

Property Taxes

---

Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

---

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Kansas City market average near 6.01% to 6.25%, which is notably lower than the 6.85% average seen one year ago in February 2025.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

---

Key Findings

1. The median sold price of $103,000 indicates a stable market, with recent sales reflecting actual transaction values.

2. A median listing price of $125,000 suggests potential pricing friction, as it exceeds the median sold price, indicating seller expectations may be misaligned with market realities.

3. With 173 days on market, the area is experiencing slower sales velocity, which may be a signal of elevated inventory levels relative to sales activity.

4. The market temperature is currently neutral, suggesting a balanced environment where neither buyers nor sellers have a distinct advantage.

5. Elevated interest rate pressure may impact buyer sentiment and overall liquidity, necessitating cautious strategies for potential investors.

---

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.