Market Snapshot
- Median listing price
- $668K
- Median rent
- $2,350/mo
- Days on market
- 249 days
- Gross rental yield
- 4.22%
- STR vs LTR
- $1,505/mo STR · $2,350/mo LTR
The median listing price in Columbia, MD ZIP 21044 is $667,500 as of June 2026.
The median market rent in Columbia, MD ZIP 21044 is $2,350/month as of June 2026.
The median days on market in Columbia, MD ZIP 21044 is 249 days as of June 2026. The market is currently neutral.
At a median list price of $667,500 and a median rent of $2,350/month, the gross rental yield in Columbia, MD ZIP 21044 is 4.22% as of June 2026.
In Columbia, MD ZIP 21044, median Airbnb revenue is $1,505/month compared to median long-term rent of $2,350/month as of June 2026.
Columbia, MD 21044 Real Estate Market Report
ZIP Code: 21044
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Columbia, MD, average 6.53%, which is 0.55% higher than the 5.98% rate seen earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- Median sold price: $512,000 is the most reliable indicator of current market value and recent transaction activity in 21044; this level suggests that recent closed transactions are tracking materially below asking levels, so seller expectations (as reflected in the median listing price of $667,500) may be misaligned with realized sale prices. pricing gap
- Median days on market: 249 points to slower sales velocity and extended marketing periods for SFR and condo listings—this appears to reflect pricing friction rather than rapid turnover, and may require price adjustments or targeted marketing to restore liquidity.
- Median price per square foot: $283 combined with a rising rent trend and a median market rent: $2,350 indicates strengthening rental demand (rent year-over-year trend: up), which could support investor interest where sale-to-rent economics are viable.
- Current 30-year fixed mortgage rates: 6.53% (0.55% higher than the 5.98% rate earlier in 2026) and interest rate pressure described as moderate suggest financing costs are elevated versus earlier in the year, which may temper price growth despite the neutral market temperature and relatively constrained active supply in the analyzed sample.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold at market average
Sold at market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 0.8% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
Get personalized market intelligence
Analyze properties in Columbia, MD with valuations, rental estimates, highest-and-best-use signals, and operating costs.