Market Snapshot
- Median listing price
- $365K
- Median rent
- $1,695/mo
- Days on market
- 272 days
- Gross rental yield
- 5.58%
- STR vs LTR
- $1,198/mo STR · $1,695/mo LTR
The median listing price in Chicopee, MA ZIP 01020 is $364,500 as of June 2026.
The median market rent in Chicopee, MA ZIP 01020 is $1,695/month as of June 2026.
The median days on market in Chicopee, MA ZIP 01020 is 272 days as of June 2026. The market is currently hot.
At a median list price of $364,500 and a median rent of $1,695/month, the gross rental yield in Chicopee, MA ZIP 01020 is 5.58% as of June 2026.
In Chicopee, MA ZIP 01020, median Airbnb revenue is $1,198/month compared to median long-term rent of $1,695/month as of June 2026.
Chicopee, MA 01020 Real Estate Market Report
ZIP Code: 01020
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Chicopee, MA are averaging 6.63%, reflecting a stable but elevated interest rate environment compared to earlier 2026 levels.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The primary indicator of recent market value is the median sold price of 301,300, which reflects completed transactions and should be the anchor for appraisals and offer strategies.
- There is a notable gap between median listing price of 364,500 and the median sold price of 301,300 that may indicate pricing friction between seller expectations and realized sale prices; sellers should calibrate asking prices to recent closed sales to avoid prolonged marketing periods.
- Liquidity appears mixed: the median days on market is 272, which signals slower sales velocity despite a hot market temperature; this suggests transactions can still occur but often take longer than in faster-moving markets.
- Market tailwinds include an upward price trend and rents rising—both price year-over-year trend = up and rent year-over-year trend = up—while interest rate pressure is characterized as moderate (current average 30-year fixed ≈ 6.63%), so buyers face elevated financing costs even as property values and rents strengthen.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold below market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold at market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 1.3% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
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