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Market Snapshot

Median listing price
$175K

The median listing price in Indianapolis, IN ZIP 46235 is $175,000 as of June 2026.

Median rent
$1,810/mo

The median market rent in Indianapolis, IN ZIP 46235 is $1,810/month as of June 2026.

Days on market
356 days

The median days on market in Indianapolis, IN ZIP 46235 is 356 days as of June 2026. The market is currently neutral.

Gross rental yield
12.41%

At a median list price of $175,000 and a median rent of $1,810/month, the gross rental yield in Indianapolis, IN ZIP 46235 is 12.41% as of June 2026.

STR vs LTR
$1,016/mo STR · $1,810/mo LTR

In Indianapolis, IN ZIP 46235, median Airbnb revenue is $1,016/month compared to median long-term rent of $1,810/month as of June 2026.

Indianapolis, IN 46235 Real Estate Market Report

ZIP Code: 46235

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
39
Active Listings
23
Sold Properties
16

Market Metrics

Median Listing Price
$175,000
Median Sold Price
$159,000
Median Price per Sqft
$121/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,810

Property Taxes

Property Tax Rate
1.10%

Liquidity & Velocity

Median Days on Market
356
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the 46235 area average 6.63%, reflecting the broader market environment for property owners in this region.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The neighborhood's primary market indicator, the median sold price is 159,000, which anchors valuations and reflects recent transaction activity; given the median listing price of 175,000, sellers' asking expectations appear higher than recent closed values, which may indicate pricing friction between listing and transaction levels.
  2. Sales velocity is slow based on the median days on market of 356, which suggests slower transaction volume and prolonged time-to-contract for typical SFR and condo offerings in this ZIP code.
  3. Market direction shows appreciation with the price trend labeled up and rent trend up, supporting continued capital and rental demand; combined with a median market rent of 1,810, this implies rental fundamentals remain supportive for investor interest and landlord pricing strategies (upward rent pressure).
  4. Financial headwinds are present: interest rate pressure is elevated and local 30-year fixed mortgage rates average 6.63%, which elevates carrying costs and may constrain buyer affordability despite a broadly neutral market temperature of neutral.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

12429 Looking Glass Way, Indianapolis, IN 46235
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

5 beds2 baths4,334 sqft
$369,000
Mar 1, 2026
$85/sqft/sqft
306 days on market
5348 Bogey Dr, Indianapolis, IN 46235
Market Benchmark

Sold at market average

4 beds1 baths2,590 sqft
$299,900
Mar 1, 2026
$116/sqft/sqft
101 days on market
10825 Sedgegrass Dr, Indianapolis, IN 46235
Premium

Sold above market average

3 beds1 baths1,641 sqft
$255,000
Mar 1, 2026
$155/sqft/sqft
215 days on market
4264 Arches Ct, Indianapolis, IN 46235
Premium

Sold above market average

3 beds2 baths1,258 sqft
$215,000
Mar 1, 2026
$171/sqft/sqft
283 days on market
11559 Half Mile Dr, Indianapolis, IN 46235
Premium

Sold above market average

3 beds2 baths1,444 sqft
$214,900
Mar 1, 2026
$149/sqft/sqft
196 days on market
3717 Lacebark Dr, Indianapolis, IN 46235
Premium

Sold above market average

3 beds1 baths1,320 sqft
$205,000
Mar 1, 2026
$155/sqft/sqft
199 days on market
4449 Redhaven Dr, Indianapolis, IN 46235
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,319 sqft
$171,769
Apr 1, 2026
$130/sqft/sqft
2827 days on market
3649 Luewan Dr, Indianapolis, IN 46235
Value

Sold below market average

4 beds1 baths1,866 sqft
$127,802
Mar 1, 2026
$68/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$812/mo
46235 Avg Rent
46235 Cost to Own
Rent$1,810
Own$998

20% down, 6.53% rate, 1.1% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

46235 Avg nightly rate
46235 Avg occupancy (days/year)
Nightly rate$110/night
Occupancy81 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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