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Market Snapshot

Median listing price
$190K

The median listing price in Indianapolis, IN ZIP 46208 is $189,900 as of June 2026.

Median rent
$1,150/mo

The median market rent in Indianapolis, IN ZIP 46208 is $1,150/month as of June 2026.

Days on market
405 days

The median days on market in Indianapolis, IN ZIP 46208 is 405 days as of June 2026. The market is currently neutral.

Gross rental yield
7.27%

At a median list price of $189,900 and a median rent of $1,150/month, the gross rental yield in Indianapolis, IN ZIP 46208 is 7.27% as of June 2026.

STR vs LTR
$1,252/mo STR · $1,150/mo LTR

In Indianapolis, IN ZIP 46208, median Airbnb revenue is $1,252/month compared to median long-term rent of $1,150/month as of June 2026.

Indianapolis, IN 46208 Real Estate Market Report

ZIP Code: 46208

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
93
Active Listings
74
Sold Properties
19

Market Metrics

Median Listing Price
$189,900
Median Sold Price
$124,150
Median Price per Sqft
$124/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,150

Property Taxes

Property Tax Rate
1.05%

Liquidity & Velocity

Median Days on Market
405
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
elevated

Key Findings

  1. $124,150 median sold price remains the primary indicator of market value and recent transactions in 46208, and it suggests that recent closings are concentrated at lower price tiers while broader listing expectations sit higher; up year-over-year price momentum supports modest appreciation in the lower-priced segment.
  2. 405 median days on market points to slower sales velocity, which may indicate extended negotiate cycles and persistent pricing friction even as transactions occur—expect longer lead times to close deals compared with faster-moving submarkets.
  3. $189,900 median listing price, compared to the median sold price, highlights a meaningful gap between seller expectations and recent transaction levels that appears to create pricing friction; sellers and agents should consider pricing alignment or stronger marketing to accelerate offers.
  4. Interest rate pressure is elevated and the market temperature is neutral, while rents are up year-over-year; together these signals suggest buyers face financing headwinds even as local rent growth supports demand for SFR and condominium units—manage underwriting conservatively and prioritize properties with clear value drivers.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

134 W 44th St, Indianapolis, IN 46208
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

4 beds3 baths2,610 sqft
$700,000
Mar 1, 2026
$268/sqft/sqft
3398 days on market
4637 Cornelius Ave, Indianapolis, IN 46208
Premium

Sold above market average

2 beds2 baths1,112 sqft
$315,000
Mar 1, 2026
$283/sqft/sqft
607 days on market
4077 Rookwood Ave, Indianapolis, IN 46208
Premium

Sold above market average

3 beds3 baths2,040 sqft
$280,000
Apr 1, 2026
$137/sqft/sqft
244 days on market
425 W 41st St, Indianapolis, IN 46208
Market Benchmark

Sold at market average

3 beds1 baths1,937 sqft
$232,388
May 1, 2026
$120/sqft/sqft
105 days on market
1321 W 26th St, Indianapolis, IN 46208
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds- baths1,019 sqft
$120,000
Mar 1, 2026
$118/sqft/sqft
1450 W 33rd St, Indianapolis, IN 46208
Value

Sold below market average

3 beds1 baths990 sqft
$65,000
Apr 1, 2026
$66/sqft/sqft
231 days on market
519 W 32nd St, Indianapolis, IN 46208
Value

Sold below market average

2 beds1 baths600 sqft
$60,700
Apr 1, 2026
$101/sqft/sqft
1537 days on market
461 W 28th St, Indianapolis, IN 46208
Value

Sold below market average

2 beds- baths1,408 sqft
$50,119
Mar 1, 2026
$36/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$377/mo
46208 Avg Rent
46208 Cost to Own
Rent$1,150
Own$773

20% down, 6.50% rate, 1.1% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

46208 Avg nightly rate
46208 Avg occupancy (days/year)
Nightly rate$167/night
Occupancy73 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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