Market Snapshot
- Median listing price
- $194K
- Median rent
- $1,399/mo
- Days on market
- 483 days
- Gross rental yield
- 8.63%
- STR vs LTR
- $2,055/mo STR · $1,399/mo LTR
The median listing price in Indianapolis, IN ZIP 46225 is $194,450 as of June 2026.
The median market rent in Indianapolis, IN ZIP 46225 is $1,399/month as of June 2026.
The median days on market in Indianapolis, IN ZIP 46225 is 483 days as of June 2026. The market is currently neutral.
At a median list price of $194,450 and a median rent of $1,399/month, the gross rental yield in Indianapolis, IN ZIP 46225 is 8.63% as of June 2026.
In Indianapolis, IN ZIP 46225, median Airbnb revenue is $2,055/month compared to median long-term rent of $1,399/month as of June 2026.
Indianapolis, IN 46225 Real Estate Market Report
ZIP Code: 46225
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in the 46225 area average 6.63%, reflecting a market environment where rates have remained elevated above 6% throughout 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The neighborhood's primary indicator, median sold price, is 145,600 and, with a price year-over-year trend of up, suggests recent transaction values are appreciating modestly in a neutral market temperature.
- There is a notable spread between the median listing price of 194,450 and the median sold price of 145,600, which may indicate pricing friction where seller expectations exceed realized sale prices; coupled with a long median days on market of 483, this points to slower sales velocity rather than rapid turnover.
- Market liquidity appears to be characterized by relatively constrained active supply in the analyzed sample and moderate transaction volume, which may support stable pricing for well-priced, affordable homes while creating selective competition for entry-level units.
- Rental and financing context: the median market rent is 1,399 with a rent year-over-year trend of flat, and interest rate pressure is moderate—current local 30-year fixed mortgage rates average 6.63%, a sustained elevated-rate environment that may temper buyer affordability and keep rental demand steady.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Sold at market average
Sold above market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 1.1% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
Get personalized market intelligence
Analyze properties in Indianapolis, IN with valuations, rental estimates, highest-and-best-use signals, and operating costs.