Cumming, GA 30040 Real Estate Market Report

ZIP Code: 30040
Report Date: April 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The real estate market in Cumming, GA is currently characterized by a median sold price of $527,500, reflecting a stable market environment. Although specific areas have experienced minor year-over-year decreases, the overall market appears to have maintained a flat price trend, suggesting a balanced dynamic between buyer and seller expectations. The median days on market stands at 202, indicating a slower sales velocity, which may point to elevated inventory levels relative to sales activity.

With a median listing price of $629,450, there exists a notable gap between listing and sold prices, which could create pricing friction in negotiations. The market temperature is deemed neutral, indicating a balance in supply and demand, although elevated interest rate pressure may influence buyer sentiment moving forward. Overall, the market shows signs of stability with slight price appreciation, making it an interesting time for both buyers and sellers.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

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Key Findings

1. The median sold price of $527,500 indicates a stable market, with prices showing a flat trend year-over-year.

2. A median listing price of $629,450 suggests potential pricing friction between seller expectations and actual market transactions.

3. The median days on market of 202 reflects a slower sales velocity, which may indicate elevated inventory levels relative to sales activity.

4. Market temperature remains neutral, suggesting a balanced environment for both buyers and sellers.

5. Elevated interest rate pressure may impact buyer sentiment and overall market dynamics moving forward.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.