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Market Snapshot

Median listing price
$655K

The median listing price in Cumming, GA ZIP 30040 is $654,950 as of June 2026.

Median rent
$2,400/mo

The median market rent in Cumming, GA ZIP 30040 is $2,400/month as of June 2026.

Days on market
222 days

The median days on market in Cumming, GA ZIP 30040 is 222 days as of June 2026. The market is currently neutral.

Gross rental yield
4.40%

At a median list price of $654,950 and a median rent of $2,400/month, the gross rental yield in Cumming, GA ZIP 30040 is 4.40% as of June 2026.

Cumming, GA 30040 Real Estate Market Report

ZIP Code: 30040

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
254
Active Listings
112
Sold Properties
142

Market Metrics

Median Listing Price
$654,950
Median Sold Price
$375,000
Median Price per Sqft
$223/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,400

Property Taxes

Property Tax Rate
0.96%

Liquidity & Velocity

Median Days on Market
222
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
flat
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
moderate

Key Findings

  1. $375,000 is the primary indicator of market value and recent transaction activity in this area; use the median sold price as the anchor for comp-driven pricing decisions and align seller expectations to this realized sale level rather than listing aspirations. neutral
  2. $654,950 median listing price sits well above the median sold price and may signal pricing friction between seller expectations and executed transactions — sellers should consider more aggressive pricing or concessions to reach the median sold price range.
  3. 222 median days on market points to slower sales velocity, which may increase buyer negotiation leverage and suggests allowing additional marketing time or targeted incentives to accelerate closings.
  4. $2,400 median market rent combined with rent year-over-year trend up supports continued investor interest in BTR strategies, but moderate interest rate pressure and a neutral market temperature advise careful underwriting and rate-sensitivity stress testing.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

7155 Round Rd, Cumming, GA 30040
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

4 beds4 baths3,283 sqft
$1,520,000
Mar 1, 2026
$463/sqft/sqft
472 days on market
5095 Karr Rd, Cumming, GA 30040
Premium

Sold above market average

4 beds2 baths3,181 sqft
$1,300,000
May 1, 2026
$409/sqft/sqft
472 days on market
4320 Moorfield Pl, Cumming, GA 30040
Premium

Sold above market average

3 beds3 baths2,978 sqft
$1,275,000
May 1, 2026
$428/sqft/sqft
130 days on market
4320 Danbury Farms Dr, Cumming, GA 30040
Value

Sold below market average

3 beds3 baths3,057 sqft
$586,000
Apr 1, 2026
$192/sqft/sqft
112 days on market
1280 Hidden Creek Pt, Cumming, GA 30040
Value

Sold below market average

4 beds3 baths3,471 sqft
$575,000
May 1, 2026
$166/sqft/sqft
228 days on market
3812 Meeting St, Cumming, GA 30040
Value

Sold below market average

4 beds2 baths3,124 sqft
$575,000
Mar 1, 2026
$184/sqft/sqft
101 days on market
5745 Royale Ct, Cumming, GA 30040
Premium

Sold above market average

2 beds1 baths726 sqft
$300,000
May 1, 2026
$413/sqft/sqft
120 days on market
1726 Indian Way, Cumming, GA 30040
Value

Sold below market average

3 beds2 baths1,580 sqft
$295,000
May 1, 2026
$187/sqft/sqft
213 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$94/mo
30040 Avg Rent
30040 Cost to Own
Rent$2,400
Own$2,306

20% down, 6.50% rate, 1.0% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

30040 Avg nightly rate
30040 Avg occupancy (days/year)
Nightly rate$273/night
Occupancy141 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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