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Market Snapshot

Median listing price
$446K

The median listing price in Tampa, FL ZIP 33634 is $446,000 as of June 2026.

Median rent
$2,069/mo

The median market rent in Tampa, FL ZIP 33634 is $2,069/month as of June 2026.

Days on market
327 days

The median days on market in Tampa, FL ZIP 33634 is 327 days as of June 2026. The market is currently neutral.

Gross rental yield
5.57%

At a median list price of $446,000 and a median rent of $2,069/month, the gross rental yield in Tampa, FL ZIP 33634 is 5.57% as of June 2026.

STR vs LTR
$1,688/mo STR · $2,069/mo LTR

In Tampa, FL ZIP 33634, median Airbnb revenue is $1,688/month compared to median long-term rent of $2,069/month as of June 2026.

Tampa, FL 33634 Real Estate Market Report

ZIP Code: 33634

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
74
Active Listings
37
Sold Properties
37

Market Metrics

Median Listing Price
$446,000
Median Sold Price
$367,000
Median Price per Sqft
$272/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,069

Property Taxes

Property Tax Rate
0.89%

Liquidity & Velocity

Median Days on Market
327
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
flat
Market Temperature
neutral
Rent YoY Trend
down
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Tampa FL 33634 market average 6.53%, reflecting a high-rate environment compared to earlier 2026 levels that fluctuated between 5.98% and 6.46%.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The neighborhood's primary market indicator, the median sold price, is $367,000, which reflects the most recent realized market value and serves as the representative recent sale benchmark for valuation decisions (stable transaction benchmark).
  2. The difference between the median listing price $446,000 and the median sold price $367,000 suggests seller expectations exceed recent transaction prices and may indicate pricing friction that agents should address when positioning listings (flat price dynamics).
  3. The median days on market is 327, pointing to slower sales velocity despite a relatively constrained active supply in the analyzed sample, which may mean transactions are taking longer to close even without broad excess supply.
  4. Rental and financing context is mixed: the median market rent is $2,069 while rent year-over-year is down, and the market faces elevated interest rate pressure, with local 30-year fixed mortgage rates averaging 6.53%, which may suppress buyer affordability and sustain longer time on market.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

7313 Pelican Island Dr, Tampa, FL 33634
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

5 beds7 baths8,446 sqft
$4,250,000
May 1, 2026
$503/sqft/sqft
123 days on market
7007 Lambright Ct, Tampa, FL 33634
Market Benchmark

Sold at market average

4 beds3.5 baths2,012 sqft
$600,000
Mar 1, 2026
$298/sqft/sqft
483 days on market
7301 Twelve Oaks Blvd, Tampa, FL 33634
Value

Sold below market average

5 beds3.5 baths2,546 sqft
$571,000
Mar 1, 2026
$224/sqft/sqft
184 days on market
6416 Eden Ln, Tampa, FL 33634
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds1.5 baths1,092 sqft
$410,000
Apr 1, 2026
$375/sqft/sqft
112 days on market
6734 Twelve Oaks Blvd, Tampa, FL 33634
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds4 baths2,394 sqft
$405,000
Apr 1, 2026
$169/sqft/sqft
6439 Eden Ln, Tampa, FL 33634
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,092 sqft
$402,000
Mar 1, 2026
$368/sqft/sqft
112 days on market
7206 San Luis Ct, Tampa, FL 33634
Value

Sold below market average

2 beds1 baths998 sqft
$205,000
Mar 1, 2026
$205/sqft/sqft
211 days on market
8808 Covered Bridge Ct, Tampa, FL 33634
Value

Sold below market average

3 beds2 baths992 sqft
$168,000
Mar 1, 2026
$169/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$172/mo
33634 Avg Rent
33634 Cost to Own
Rent$2,069
Own$2,241

20% down, 6.53% rate, 0.9% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

33634 Avg nightly rate
33634 Avg occupancy (days/year)
Nightly rate$140/night
Occupancy136 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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