Tampa, FL 33625 Real Estate Market Report

ZIP Code: 33625
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The median sold price in Tampa, FL (ZIP: 33625) stands at $432,500, reflecting a stable market despite recent fluctuations. The neighborhood has decreased 8% since 2022, indicating a shift in value perception among buyers. This decline may suggest a cooling off from previous highs, as the market normalizes following a period of rapid appreciation.

Current market conditions reveal 199 days on market, indicating slower sales velocity and a potential need for sellers to adjust expectations. Elevated inventory levels are evident, suggesting excess supply relative to sales activity. While the median listing price is $439,900, the gap between listing and sold prices may indicate pricing friction, as sellers may be holding firm on expectations amidst a backdrop of longer selling times and rising insurance costs that challenge overall affordability.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates near 5.875% in Tampa FL are 1.8% lower than the 2026 historical average of 6.09% seen earlier this year.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $432,500 reflects a stable market but shows signs of decreasing values over the past year.

2. With 199 days on market, the trend indicates a slower sales velocity, suggesting potential pricing adjustments may be necessary for sellers.

3. The median listing price of $439,900 compared to the sold price indicates pricing friction in the current market.

4. Elevated inventory levels suggest excess supply relative to sales activity, impacting market dynamics.

5. The market temperature remains neutral, indicating balanced conditions despite the challenges posed by rising insurance costs.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.