Tampa, FL 33610 Real Estate Market Report

ZIP Code: 33610
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the median sold price in Tampa, FL (ZIP: 33610) stands at $295,000, reflecting a stable market environment. The neighborhood has experienced a flat price trend, suggesting that while there is no significant appreciation, the market remains resilient amid economic pressures. The elevated inventory levels indicate a shift towards a more balanced market, allowing buyers to explore options without the urgency seen in previous years.

The median days on market is 175, which points to a slower sales velocity, potentially due to elevated interest rate pressure and high insurance costs affecting affordability. Despite these challenges, the local economy continues to benefit from net migration, which may support future demand. The current market temperature is neutral, indicating a balanced dynamic between buyers and sellers, with no clear advantage to either side.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Tampa, FL, around 5.75% to 6.17% are notably lower than the 6.85% average seen one year ago, presenting a refinancing advantage for property owners.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $295,000 indicates a stable market with no significant appreciation in recent months.

2. Elevated inventory levels suggest excess supply relative to sales activity, allowing buyers more options in their search.

3. With 175 days on market, the sales velocity appears slower, which may indicate a cautious buyer sentiment in the current economic climate.

4. The median market rent of $2,123 reflects ongoing demand for rental properties, despite a down trend in rent year-over-year.

5. Current interest rate pressure is elevated, with mortgage rates between 5.75% to 6.17%, which may impact buyer affordability and overall market activity.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.