Tampa, FL 33610 Real Estate Market Report

ZIP Code: 33610
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

---

Executive Overview

As of February 2026, the real estate market in Tampa, FL (ZIP: 33610) reflects a median sold price of $295,000, indicating a healthy correction phase with slight downward price pressure. This represents a shift from previous rapid appreciation, contributing to a more stable market environment. The neighborhood has decreased 8% since 2022, highlighting a notable change in market dynamics.

Transaction activity appears moderate, with elevated inventory levels leading to a more balanced market where buyers are gaining negotiating power. The median days on market stands at 170, suggesting slower sales velocity, while the median listing price is $325,000, indicating a pricing gap that may reflect seller expectations versus current market realities. Overall, the market temperature is neutral, suggesting that while there are challenges, the underlying economic fundamentals remain supportive.

---

Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Rental Market

---

Property Taxes

---

Liquidity & Velocity

---

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Tampa, FL market average around 5.9% to 6.13%, which is slightly higher than the 5.9% low end of the 2026 forecast, suggesting property owners who did not lock in a rate earlier in the year may have missed a slight dip.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

---

Key Findings

1. The median sold price of $295,000 indicates a significant adjustment in market value, reflecting a decrease of 8% since 2022.

2. With a median days on market of 170, the market is experiencing slower sales velocity, which may impact buyer engagement.

3. The median listing price of $325,000 suggests a pricing gap compared to the sold price, indicating potential pricing friction in negotiations.

4. The median market rent is $2,123, which may influence investment strategies as rental performance appears stable despite a down trend year-over-year.

5. Overall, the market temperature is neutral, indicating a balanced environment where buyers have more leverage due to elevated inventory levels.

---

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.