Market Snapshot
- Median listing price
- $443K
- Median rent
- $2,195/mo
- Days on market
- 314 days
- Gross rental yield
- 5.95%
The median listing price in Lakeland, FL ZIP 33813 is $442,500 as of July 2026.
The median market rent in Lakeland, FL ZIP 33813 is $2,195/month as of July 2026.
The median days on market in Lakeland, FL ZIP 33813 is 314 days as of July 2026. The market is currently neutral.
At a median list price of $442,500 and a median rent of $2,195/month, the gross rental yield in Lakeland, FL ZIP 33813 is 5.95% as of July 2026.
Lakeland, FL 33813 Real Estate Market Report
ZIP Code: 33813
Report Date: July 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Lakeland, FL are averaging 6.5%, which is approximately 0.4% higher than the 6.1% market low observed earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The primary indicator of recent market value is the median sold price of 371,000, which represents the representative recent sale level buyers have accepted in ZIP 33813 and should guide pricing and underwriting assumptions.
- There is a material gap between the median listing price of 442,500 and the median sold price of 371,000, which suggests pricing friction and that seller expectations remain elevated relative to completed transactions; price-driven adjustments or targeted concessions may be necessary to accelerate closings.
- Market velocity appears slow: the median days on market of 314 indicates extended marketing time and slower sales velocity, which may require more aggressive marketing, staged offers, or realistic price positioning to maintain liquidity.
- Market context is mixed but resilient: the price year-over-year trend is up and the rent year-over-year trend is up, while the market temperature is neutral and interest rate pressure is elevated — together this points to modest appreciation and strong rental demand but constrained affordability, so prioritize listings that highlight rental income potential and price-competitive comparables.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.49% rate, 0.8% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 7/10/2026
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