Jacksonville, FL 32256 Real Estate Market Report

ZIP Code: 32256
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The Jacksonville real estate market, specifically in the ZIP code 32256, is currently characterized by a median sold price of $426,500, reflecting a down trend in pricing. This indicates a market that has decreased in value, aligning with broader trends observed in the region. The median days on market stands at 161 days, suggesting a slower sales velocity and a potential shift in buyer sentiment as properties take longer to sell.

While the market is experiencing these challenges, the median listing price of $539,945 highlights a significant gap between seller expectations and actual transaction values. This disparity may indicate pricing friction, as sellers adjust to the current market conditions. Overall, the market appears to be moving towards a more balanced state, with elevated inventory levels and moderate interest rates influencing buyer leverage.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville, FL, around 6.000% are slightly lower than the recent 2026 average of approximately 6.17%, presenting a marginal cost advantage for new financing.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $426,500 indicates a market that has experienced a down trend in pricing, reflecting broader regional challenges.

2. With a median days on market of 161, the market is experiencing slower sales velocity, suggesting potential buyer hesitance.

3. The median listing price of $539,945 shows a notable gap from the sold price, indicating possible pricing friction as sellers adjust their expectations.

4. Elevated inventory levels relative to sales activity suggest a market that is balancing, moving away from previous seller dominance.

5. Moderate interest rate pressure, with current rates around 6.000%, may provide a slight cost advantage for buyers, contributing to a neutral market temperature.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.