Jacksonville, FL 32256 Real Estate Market Report

ZIP Code: 32256
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The median sold price in Jacksonville, FL (ZIP: 32256) currently stands at $424,500, reflecting a shift in market dynamics as the area has transitioned from extreme seller conditions to a more balanced environment. This adjustment is characterized by a down trend in prices year-over-year, indicating a 8% decrease since 2022. The market's liquidity appears to be moderating, with 167 days as the median days on market, suggesting slower sales velocity and a potential need for sellers to recalibrate expectations in light of current buyer sentiment.

While the inventory levels are elevated relative to sales activity, the local demand remains steady enough to support high-demand submarkets. The median listing price is notably higher at $545,500, which may indicate pricing friction as sellers adjust to the realities of a more balanced market. With interest rates hovering around 6.28%, buyers may find some relief, although moderate interest rate pressure persists, further influencing market conditions.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville FL average around 6.28% compared to recent averages near 6.07% from early February 2026, meaning recent lock-ins were slightly more favorable.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $424,500 suggests a significant down trend in property values year-over-year, indicating potential pricing adjustments.

2. With 167 days on market, the current sales velocity is slower, reflecting a need for sellers to adapt to changing buyer behaviors.

3. The median listing price of $545,500 indicates a pricing gap that may create friction in negotiations as sellers adjust expectations.

4. Elevated inventory levels suggest excess supply relative to sales activity, which may lead to further price softening if the trend continues.

5. The median market rent at $2,030 shows a down trend year-over-year, which could impact investor sentiment in the rental market.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.