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Market Snapshot

Median listing price
$347K

The median listing price in Jacksonville, FL ZIP 32246 is $347,499.5 as of June 2026.

Median rent
$1,870/mo

The median market rent in Jacksonville, FL ZIP 32246 is $1,870/month as of June 2026.

Days on market
306 days

The median days on market in Jacksonville, FL ZIP 32246 is 306 days as of June 2026. The market is currently neutral.

Gross rental yield
6.46%

At a median list price of $347,499.5 and a median rent of $1,870/month, the gross rental yield in Jacksonville, FL ZIP 32246 is 6.46% as of June 2026.

STR vs LTR
$1,986/mo STR · $1,870/mo LTR

In Jacksonville, FL ZIP 32246, median Airbnb revenue is $1,986/month compared to median long-term rent of $1,870/month as of June 2026.

Jacksonville, FL 32246 Real Estate Market Report

ZIP Code: 32246

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
184
Active Listings
60
Sold Properties
124

Market Metrics

Median Listing Price
$347,500
Median Sold Price
$287,500
Median Price per Sqft
$208/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,870

Property Taxes

Property Tax Rate
1.10%

Liquidity & Velocity

Median Days on Market
306
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
flat
Market Temperature
neutral
Rent YoY Trend
down
Interest Rate Pressure
moderate

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville FL 32246 average 6.46%, which is 0.74% higher than the 5.72% average observed earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary indicator of recent market value is the median sold price of $287,500, which points to stabilized transaction-level pricing and aligns with the broader flat price year-over-year trend.
  2. There is a notable spread between the median listing price ($347,500) and the median sold price ($287,500), which may indicate pricing friction or optimistic seller expectations relative to completed transactions and appears consistent with longer selling times.
  3. Liquidity appears muted: the median days on market is 306, suggesting slower sales velocity and that properties are taking substantially longer to convert, which may increase negotiation leverage for buyers and encourage contingency planning for sellers. down rent trends and extended time-to-sale reinforce a cooler transactional environment.
  4. Market fundamentals show a median price per square foot of $208 and median market rent of $1,870, while rent year-over-year is down, indicating moderated rental growth; interest rate pressure is assessed as moderate, and Current 30-year fixed mortgage rates in Jacksonville FL 32246 average 6.46%, which is 0.74% higher than the 5.72% average observed earlier in 2026, a factor likely to further temper buyer affordability.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

9757 Patton Rd, Jacksonville, FL 32246
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds2 baths1,746 sqft
$4,370,000
Apr 1, 2026
$2,503/sqft/sqft
3137 Spiro Cir, Jacksonville, FL 32246
Premium

Sold above market average

6 beds4.5 baths5,090 sqft
$1,700,000
May 1, 2026
$334/sqft/sqft
150 days on market
3033 Brettungar Dr, Jacksonville, FL 32246
Premium

Sold above market average

4 beds3 baths3,022 sqft
$1,172,000
Mar 1, 2026
$388/sqft/sqft
3606 days on market
2475 White Horse Rd W, Jacksonville, FL 32246
Premium

Sold above market average

4 beds2 baths1,495 sqft
$345,000
Mar 1, 2026
$231/sqft/sqft
3287 days on market
12846 Josslyn Ln, Jacksonville, FL 32246
Market Benchmark

Sold at market average

3 beds2.5 baths1,700 sqft
$343,000
Apr 1, 2026
$202/sqft/sqft
206 days on market
3822 Union Pacific Dr W, Jacksonville, FL 32246
Market Benchmark

Sold at market average

3 beds2 baths1,524 sqft
$340,000
May 1, 2026
$223/sqft/sqft
210 days on market
3112 Kline Rd E, Jacksonville, FL 32246
Value

Sold below market average

5 beds2 baths2,178 sqft
$151,000
Apr 1, 2026
$69/sqft/sqft
70 days on market
2266 Ironstone Dr W, Jacksonville, FL 32246
Value

Sold below market average

3 beds2 baths1,199 sqft
$132,000
May 1, 2026
$110/sqft/sqft
1067 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$64/mo
32246 Avg Rent
32246 Cost to Own
Rent$1,870
Own$1,806

20% down, 6.53% rate, 1.1% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

32246 Avg nightly rate
32246 Avg occupancy (days/year)
Nightly rate$157/night
Occupancy149 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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