Jacksonville, FL 32225 Real Estate Market Report
ZIP Code: 32225
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in the 32225 area are 6.3% compared to the 6.0% average seen earlier in 2026, reflecting a slight increase in borrowing costs for property owners in this market.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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Median sold price: $375,000 — recent transaction levels center pricing around this value, suggesting a representative recent sale benchmark; neutral market temperature and a relatively long median days on market of 274 days may indicate slower sales velocity even as prices hold.
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Median sold price: $375,000 compared to the median listing price: $394,000 highlights a modest gap between ask and achieved price, which may reflect seller pricing optimism and pricing friction that could require negotiation to close deals.
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Median price per square foot: $204 supports the per-unit valuation framework for underwriting and comps; paired with a median market rent: $2,000, this signals the current price/rent context for SFR and condo comparisons while rent trends are down.
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Median sold price: $375,000 remains durable despite elevated interest rate pressure (local 30‑year fixed around 6.3%), which may temper buyer affordability and suggests caution on pace of closings even though the overall price trend is up.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Jacksonville, FL 32225 Real Estate Market Report
ZIP Code: 32225
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in the 32225 area are 6.3% compared to the 6.0% average seen earlier in 2026, reflecting a slight increase in borrowing costs for property owners in this market.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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The primary market value indicator is the median sold price of 247,200, which represents the most reliable snapshot of recent transaction activity in 32225 and should guide pricing decisions over the asking price.
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Comparing the median listing price of 240,000 to the median sold price of 247,200 suggests seller expectations are slightly below recent transaction levels, which may translate to limited bargaining room for buyers; market velocity appears slower given the long median days on market of 347, indicating moderate pricing friction.
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Macro signals show a generally balanced backdrop: the local price trajectory is up (price year-over-year trend = up) while the market temperature is neutral, which implies steady but cautious appreciation rather than rapid acceleration.
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Financial and rental context raises caution for investors: interest rate pressure is elevated (interest rate pressure = elevated) and current rent conditions show a downward trend with median market rent at 1,650 (rent year-over-year trend = down), both of which may compress short-term returns and reduce leverage-driven demand; treat acquisitions as hold-to-appreciation plays rather than yield plays.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.3% rate, 1.0% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 5/1/2026
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