Jacksonville, FL 32225 Real Estate Market Report

ZIP Code: 32225
Report Date: February 2026
Market Temperature: COLD
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the housing market in Jacksonville, FL is characterized by a median sold price of $392,000, reflecting a down trend in prices. This indicates a shift in market dynamics, where buyers are experiencing more favorable conditions due to increased inventory levels and longer selling times. The median days on market stands at 148, suggesting a slower sales velocity compared to previous periods.

The market appears to be cooling, with elevated inventory levels contributing to a more balanced environment for negotiations. The median listing price of $425,000 indicates a notable gap between asking and sold prices, which may suggest sellers are adjusting their expectations in response to the current market conditions. Overall, the market temperature is classified as cold, indicating a cautious approach from buyers and sellers alike.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville, FL around 6.19% are slightly above the recent 2026 average of 6.17%, suggesting property owners locked in a favorable rate recently.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $392,000 reflects a down trend in recent transactions, indicating potential pricing adjustments.

2. With a median days on market of 148, the market is experiencing slower sales velocity, which may affect buyer urgency.

3. The median listing price of $425,000 shows a significant gap compared to the sold price, suggesting pricing friction in the market.

4. Elevated inventory levels relative to sales activity indicate excess supply, which may lead to further price adjustments.

5. The median market rent of $2,110 has also trended down, reflecting broader market cooling.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.