Jacksonville, FL 32225 Real Estate Market Report

ZIP Code: 32225
Report Date: March 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The median sold price in Jacksonville, FL (ZIP: 32225) is currently $359,950, reflecting a slight annual decline in property values. This decrease may indicate a market adjustment as the area experiences a down trend in pricing year-over-year. Despite this, the market is entering spring with a seasonal bounce back, suggesting potential for price stabilization as demand begins to rise.

Transaction activity shows 334 days on market, which points to slower sales velocity and may suggest a cautious buyer sentiment influenced by elevated interest rates. The current market temperature is classified as neutral, indicating a balance between supply and demand, although elevated inventory levels are noted, which could create pricing friction as sellers adjust expectations to align with buyer activity.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville FL average around 6.375% to 6.92%, which is notably higher than the 5.500% average seen at the start of 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $359,950 indicates a market adjustment with a down trend year-over-year.

2. Properties are taking a lengthy 334 days on market, suggesting slower sales velocity and potential buyer hesitation.

3. The median listing price stands at $374,950, creating a notable gap between asking and sold prices that may indicate pricing friction in the market.

4. With elevated inventory levels, the market is experiencing excess supply relative to sales activity, which could pressure prices further.

5. The median market rent of $2,110 reflects a stable rental environment, although the year-over-year trend is down.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.