Jacksonville, FL 32225 Real Estate Market Report

ZIP Code: 32225
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the real estate market in Jacksonville, FL (ZIP: 32225) reflects a median sold price of $389,945, indicating a stable yet slightly declining trend in home values. The market has experienced a down trend year-over-year, suggesting a softening in pricing dynamics. The median listing price stands at $415,000, which creates a notable gap between asking and selling prices, potentially indicating seller expectations that may not align with current buyer sentiment.

Transaction activity appears moderate, with median days on market extending to 154 days, indicative of slower sales velocity. This extended timeframe, coupled with elevated inventory levels, suggests that buyers may have more choices, leading to a more balanced market environment. Despite these trends, the local economy remains robust, supported by strong job growth and migration, which may provide a stabilizing effect on property values in the long term.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Jacksonville FL 32225 area average around 6.00% to 6.17%, which is notably lower than the 6.85% average seen one year ago in February 2025.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $389,945 reflects a down trend year-over-year, indicating potential pricing challenges in the current market.

2. With a median listing price of $415,000, there is a significant gap compared to sold prices, suggesting pricing friction between sellers and buyers.

3. The median days on market of 154 days points to a slower sales velocity, which may affect buyer urgency and market liquidity.

4. Current market conditions are characterized by elevated inventory levels, leading to a more balanced market environment.

5. The median market rent of $2,110 remains stable, indicating that rental demand may support home values despite the sales market softening.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.