Jacksonville, FL 32254 Real Estate Market Report

ZIP Code: 32254
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the real estate market in Jacksonville, FL (ZIP: 32254) reflects a median sold price of $160,450, indicating a stable yet cautious market environment. The neighborhood has decreased 8% since 2022, suggesting a softening trend in property values. This decline, coupled with a median listing price of $166,500, indicates a notable pricing gap that may create friction for sellers adjusting to current market realities.

Market activity has shown signs of cooling, characterized by elevated inventory levels and a median days on market of 174 days. This extended duration suggests slower sales velocity and a potential shift towards a more balanced market. While moderate interest rates are providing some buyer confidence, the overall sentiment indicates a maturing market stability, with sales activity remaining selective amidst the current conditions.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville FL average around 6.000% to 6.13%, which is significantly higher than the 3.375% low rate seen for recent 2026 originations.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $160,450 reflects a decrease of 8% since 2022, indicating a softening market.

2. With a median days on market of 174, the market is experiencing slower sales velocity, suggesting potential challenges for sellers.

3. The median listing price stands at $166,500, creating a notable pricing gap that may lead to pricing friction for sellers.

4. Current interest rates are moderate, contributing to cautious buyer sentiment in the market.

5. The market temperature is neutral, reflecting a balanced state between supply and demand despite elevated inventory levels.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.