Jacksonville, FL 32210 Real Estate Market Report

ZIP Code: 32210
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville FL 32210 are 6.3% compared to the 5.8% average observed earlier in 2026, increasing borrowing costs for new loans in this market.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. median sold price 219,945 is the primary indicator of recent market value in ZIP 32210 and appears to reflect completed transactions amid a stabilizing market; representative recent sale pricing suggests modest upward pressure when viewed alongside the price year-over-year trend being up.

2. Listing-sold spread is visible: median listing price 237,700 exceeds the median sold price, which may indicate seller pricing optimism and pricing friction that buyers can use in negotiations rather than a guaranteed uplift in realizable sale prices.

3. Liquidity signals point to slower transaction velocity: median days on market 242 is long by typical SFR/condo standards and may indicate prolonged marketing times or higher seller hold periods; combined with a neutral market temperature, this suggests a balanced market rather than a rapid turnover environment.

4. Affordability and financing pressure are relevant: the market data notes elevated interest rate pressure and reports that Current 30-year fixed mortgage rates in Jacksonville FL 32210 are 6.3% compared to the 5.8% average observed earlier in 2026, which may constrain buyer purchasing power even as rents show a cooling trend with down rent year-over-year performance (median market rent 1,409).

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Jacksonville, FL 32210 Real Estate Market Report

ZIP Code: 32210
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville FL 32210 are 6.3% compared to the 5.8% average observed earlier in 2026, increasing borrowing costs for new loans in this market.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. median sold price: $154,000 is the primary indicator of recent market value in 32210 and should be used as the representative recent sale benchmark when pricing or underwriting; up price year-over-year trend supports modest upward pressure on valuations.

2. There is a notable gap between median listing price: $124,450 and the median sold price: $154,000, which may indicate pricing friction or sellers initially listing below recent transaction levels; sellers should align expectations with the representative recent sale, and buyers should validate comps against closed sales rather than ask prices.

3. Market liquidity shows slower velocity: median days on market: 373 suggests extended time-to-sale despite a sample that reflects relatively constrained active supply, while the market temperature is neutral, so expect balanced buyer-seller negotiations rather than aggressive market swings.

4. Cost and yield context: median price per square foot: $134 and median market rent: $1,295 frame valuation and rent comparables; rent year-over-year trend is down, and interest rate pressure is elevated — current mortgage pricing context notes 30-year fixed rates at 6.3% versus a recent 5.8% average, which may reduce buyer purchasing power and extend market timeframes.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.