Jacksonville, FL 32226 Real Estate Market Report

ZIP Code: 32226
Report Date: March 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of March 2026, the median sold price in Jacksonville, FL (ZIP: 32226) stands at $384,900, reflecting a market that has shown signs of adjustment. The neighborhood has decreased 8% since 2022, indicating a softening trend in property values. Despite this decline, the market is experiencing moderate transaction volume, suggesting a balanced environment where buyers and sellers are adjusting to current economic conditions. The elevated median listing price of $420,000 compared to the sold price indicates some pricing friction, as sellers may still be holding on to higher expectations in a transitioning market.

Inventory conditions show elevated levels, with a notable 540 days on the market for properties, which points to slower sales velocity and a potential need for sellers to recalibrate their pricing strategies. The market temperature is currently neutral, suggesting that while demand remains steady due to underlying population growth, elevated interest rates are creating affordability challenges that may further impact buyer sentiment in the near term.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Jacksonville FL area average around 6.375% to 6.92%, which is notably higher than the 5.500% typical for a similar loan originated earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $384,900 reflects a market that has decreased 8% since 2022, indicating a softening trend in property values.

2. With a median days on market of 540, the market is experiencing slower sales velocity, suggesting that properties are taking longer to sell than in previous periods.

3. The median listing price of $420,000 compared to the sold price indicates pricing friction</Highlight, as sellers may have higher expectations than current buyer willingness.

4. Elevated interest rates are contributing to affordability challenges, which may further impact buyer sentiment and market activity.

5. The median market rent of $2,510 is up, suggesting that rental demand remains strong despite the overall market adjustments.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.