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Market Snapshot

Median listing price
$399K

The median listing price in Jacksonville, FL ZIP 32226 is $399,250 as of June 2026.

Median rent
$2,250/mo

The median market rent in Jacksonville, FL ZIP 32226 is $2,250/month as of June 2026.

Days on market
421 days

The median days on market in Jacksonville, FL ZIP 32226 is 421 days as of June 2026. The market is currently neutral.

Gross rental yield
6.76%

At a median list price of $399,250 and a median rent of $2,250/month, the gross rental yield in Jacksonville, FL ZIP 32226 is 6.76% as of June 2026.

STR vs LTR
$1,137/mo STR · $2,250/mo LTR

In Jacksonville, FL ZIP 32226, median Airbnb revenue is $1,137/month compared to median long-term rent of $2,250/month as of June 2026.

Jacksonville, FL 32226 Real Estate Market Report

ZIP Code: 32226

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
138
Active Listings
61
Sold Properties
77

Market Metrics

Median Listing Price
$399,250
Median Sold Price
$463,500
Median Price per Sqft
$181/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,250

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.98%

Liquidity & Velocity

Median Days on Market
421
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
down
Market Temperature
neutral
Rent YoY Trend
down
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville, FL, average 6.5%, reflecting a stable market environment for property owners compared to earlier 2026 benchmarks.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The neighborhood's median sold price is 463,500, which should be treated as the primary indicator of market value and recent transaction pricing; the difference versus the median listing price of 399,250 suggests seller expectations are exceeding realized sale values, which may require pricing alignment for faster closings.
  2. The median days on market is 421, signaling materially slower sales velocity relative to typical sub-market turnover and suggesting pricing friction and extended negotiation timelines rather than immediate liquidity.
  3. Price momentum is showing a down year-over-year trend while the market temperature is neutral, and rent is also trending down; combined with elevated interest rate pressure (current 30-year fixed mortgage rates around 6.5%), this mix appears to impose downside risk on near-term appreciation and may constrain price recovery.
  4. Valuation context shows a median price per square foot of 181 alongside a median market rent of 2,250; given relatively constrained active supply in the analyzed sample and moderate transaction volume, investors and sellers should expect measured buyer activity and prioritize accurate pricing and marketing to reduce time on market.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

9028 Heckscher Dr, Jacksonville, FL 32226
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds3 baths3,205 sqft
$2,375,000
Apr 1, 2026
$741/sqft/sqft
118 days on market
17546 Montessa Ter, Jacksonville, FL 32226
Premium

Sold above market average

5 beds4.5 baths4,594 sqft
$1,500,000
Mar 1, 2026
$327/sqft/sqft
154 days on market
5992 Heckscher Dr, Jacksonville, FL 32226
Premium

Sold above market average

4 beds2 baths3,628 sqft
$910,500
Mar 1, 2026
$251/sqft/sqft
9300 days on market
13577 Yellow Bluff Rd, Jacksonville, FL 32226
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths2,132 sqft
$405,000
May 1, 2026
$190/sqft/sqft
220 days on market
14735 Capstan Dr, Jacksonville, FL 32226
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2.5 baths1,905 sqft
$400,000
Mar 1, 2026
$210/sqft/sqft
12475 Glenn Hollow Dr, Jacksonville, FL 32226
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds3.5 baths3,005 sqft
$399,300
May 1, 2026
$133/sqft/sqft
558 days on market
12288 Black Walnut Ct, Jacksonville, FL 32226
Value

Sold below market average

3 beds2.5 baths1,432 sqft
$199,000
Apr 1, 2026
$139/sqft/sqft
296 days on market
15443 Cape Dr S, Jacksonville, FL 32226
Value

Sold below market average

3 beds2 baths1,945 sqft
$154,650
Mar 1, 2026
$80/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$614/mo
32226 Avg Rent
32226 Cost to Own
Rent$2,250
Own$2,864

20% down, 6.53% rate, 1.0% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

32226 Avg nightly rate
32226 Avg occupancy (days/year)
Nightly rate$196/night
Occupancy67 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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