Jacksonville, FL 32226 Real Estate Market Report

ZIP Code: 32226
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the real estate market in Jacksonville, FL (ZIP: 32226) is experiencing a notable shift, with the median sold price recorded at $424,900. This figure reflects a market that has decreased 8% since 2022, indicating a cooling trend in property values. The median listing price stands at $405,000, suggesting a slight pricing friction as sellers adjust expectations in response to market conditions.

The market is characterized by 231 days on market, which points to a slower sales velocity and elevated inventory levels relative to sales activity. While local economic fundamentals remain strong, the combination of softening rental rates and easing sales prices suggests that buyers are gaining more negotiation leverage. The current market temperature is classified as neutral, indicating a balanced environment where neither buyers nor sellers dominate the landscape.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Jacksonville FL market average around 6.000% to 6.17% in February 2026, which is notably lower than the 6.85% average seen a year prior.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $424,900 indicates a market that has decreased by 8% since 2022.

2. With a median listing price of $405,000, there is a notable pricing gap that reflects softening seller expectations.

3. The median days on market of 231 days suggests a slower sales velocity and potential buyer hesitance in decision-making.

4. The median market rent of $2,510 is also down, indicating a broader trend of softening rental rates in the area.

5. Current mortgage rates averaging between 6.000% and 6.17% are lower than the previous year's average, which may encourage some buyer activity despite the overall market cooling.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.