GemHausNew report

Market Snapshot

Median listing price
$265K

The median listing price in Jacksonville, FL ZIP 32205 is $265,000 as of July 2026.

Median rent
$1,395/mo

The median market rent in Jacksonville, FL ZIP 32205 is $1,395/month as of July 2026.

Days on market
154 days

The median days on market in Jacksonville, FL ZIP 32205 is 154 days as of July 2026. The market is currently neutral.

Gross rental yield
6.32%

At a median list price of $265,000 and a median rent of $1,395/month, the gross rental yield in Jacksonville, FL ZIP 32205 is 6.32% as of July 2026.

STR vs LTR
$2,683/mo STR · $1,395/mo LTR

In Jacksonville, FL ZIP 32205, median Airbnb revenue is $2,683/month compared to median long-term rent of $1,395/month as of July 2026.

Jacksonville, FL 32205 Real Estate Market Report

ZIP Code: 32205

Report Date: July 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
216
Active Listings
101
Sold Properties
115

Market Metrics

Median Listing Price
$265,000
Median Sold Price
$285,000
Median Price per Sqft
$215/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,395

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.89%

Liquidity & Velocity

Median Days on Market
154
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
flat
Market Temperature
neutral
Rent YoY Trend
down
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville, FL, are approximately 6.49% compared to the sub-6% levels observed in early 2026, increasing borrowing costs for property owners in this market.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. $285,000 is the primary signal of current market value based on the neighborhood's recent transactions; the gap between the median sold price and the median listing price ($265,000) suggests sellers may be starting price expectations slightly below recent sale levels, which may indicate pricing friction and creates opportunity for buyers to negotiate toward recently realized values.
  2. 154 median days on market points to slower transaction velocity than a fast-moving market and, combined with a neutral market temperature, suggests balanced but patient sales conditions where buyers have time to evaluate and sellers should budget more time for marketing and negotiation.
  3. 215 median price per square foot and $1,395 median market rent indicate the neighborhood's per-unit pricing context for both SFR and condo product types; investors and pricing strategists should use these anchors when setting comps and rent expectations, recognizing that rent trends are down which may pressure rental income assumptions.
  4. flat year-over-year price trend and a reported market temperature of neutral, alongside elevated interest rate pressure (current 30-year fixed around 6.49% versus sub-6% earlier in 2026), together suggest the market currently offers moderate negotiation room — buyers may have increased leverage while sellers should keep pricing competitive and contingencies realistic to maintain momentum.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

3110 Saint Johns Ave, Jacksonville, FL 32205
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

5 beds6.5 baths6,252 sqft
$4,525,000
Jun 1, 2026
$724/sqft
3404 Saint Johns Ave, Jacksonville, FL 32205
Premium

Sold above market average

3 beds4 baths5,252 sqft
$2,683,000
Apr 1, 2026
$511/sqft
3664 Hedrick St, Jacksonville, FL 32205
Premium

Sold above market average

6 beds4.5 baths5,025 sqft
$1,765,000
May 1, 2026
$351/sqft
6039 Oracle Ct, Jacksonville, FL 32205
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2.5 baths2,036 sqft
$280,000
Jun 1, 2026
$138/sqft
504 days on market
4822 Kingsbury St, Jacksonville, FL 32205
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths2,205 sqft
$280,000
May 1, 2026
$127/sqft
1624 days on market
5368 Ramona Blvd, Jacksonville, FL 32205
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,470 sqft
$280,000
May 1, 2026
$190/sqft
4759 Post St, Jacksonville, FL 32205
Value

Below-market acquisition. Investor purchase with value-add potential through renovation.

2 beds1 baths1,050 sqft
$135,000
Apr 1, 2026
$129/sqft
8 days on market
4065 Dellwood Ave, Jacksonville, FL 32205
Value

Sold below market average

2 beds1 baths1,202 sqft
$100,000
Apr 1, 2026
$83/sqft
613 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$340/mo
32205 Avg Rent
32205 Cost to Own
Rent$1,395
Own$1,735

20% down, 6.49% rate, 0.9% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

32205 Avg nightly rate
32205 Avg occupancy (days/year)
Nightly rate$183/night
Occupancy250 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 7/10/2026

GemHaus

Get personalized market intelligence

Analyze properties in Jacksonville, FL with valuations, rental estimates, highest-and-best-use signals, and operating costs.

Nearby Market Reports