Jacksonville, FL 32205 Real Estate Market Report

ZIP Code: 32205
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The median sold price in Jacksonville, FL (ZIP: 32205) stands at $281,750, reflecting a cooling trend in the market. This price point suggests a decrease in market value, aligning with the broader trend of a down market observed year-over-year. The current market conditions indicate a shift towards a more balanced state, with sellers adjusting expectations in response to buyer sensitivity to interest rates and economic factors.

Transaction activity is characterized by elevated inventory levels, which may indicate excess supply relative to sales activity. The median days on market has reached 178 days, suggesting slower sales velocity and a potential need for sellers to reassess pricing strategies. Overall, the market appears to be stabilizing, albeit with moderate interest rate pressure impacting buyer engagement and liquidity.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville, FL, around 6.000% are slightly lower than the Florida average of 6.13% from February 2026, indicating a minor cost advantage for new financing.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price is $281,750, indicating a down trend in market value.

2. With a median days on market of 178, the market is experiencing slower sales velocity.

3. The median listing price is $285,000, suggesting pricing friction as sellers adjust to market realities.

4. Market temperature is neutral, reflecting balanced conditions between buyers and sellers.

5. The median market rent is $1,676, which may influence buyer decisions in a cooling market.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.