Jacksonville, FL 32205 Real Estate Market Report

ZIP Code: 32205
Report Date: February 2026
Market Temperature: COLD
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the real estate market in Jacksonville, FL (ZIP: 32205) is experiencing a notable cooling trend, with the median sold price currently at $283,000. This represents a shift towards a more balanced market, characterized by a down trend in prices. The median days on market has extended to 180 days, indicating slower sales velocity and a potential adjustment period for both buyers and sellers.

The current market conditions reflect elevated inventory levels, with an increase in active listings relative to the number of sold properties. This excess supply may suggest that buyers have more options, leading to a more cautious approach in negotiations. Despite these changes, the local job market remains positive, which could provide some stability in the long term.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Jacksonville, FL, around 5.99% are 0.86% lower than the 6.85% average seen a year ago, indicating a favorable cost environment for refinancing.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $283,000 indicates a market under down pressure, suggesting potential pricing adjustments.

2. With 180 days as the median days on market, the market is experiencing slower sales velocity, which may affect liquidity.

3. The median listing price stands at $285,000, creating a slight pricing friction relative to the median sold price, indicating seller expectations may need to align more closely with market realities.

4. Rental rates are also trending down, with a median market rent of $1,676, reflecting a broader softening in the housing market.

5. Current mortgage rates at around 5.99% are 0.86% lower than the previous year's average, which may provide a favorable environment for refinancing despite moderate interest rate pressure.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.