Jacksonville, FL 32205 Real Estate Market Report

ZIP Code: 32205
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Jacksonville, FL 32205 area average 6.3%, reflecting the broader market trend for property owners in this region during May 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary market value indicator is the median sold price of 249,000, which represents the most recent transaction benchmark; the spread versus the median listing price of 289,979 may indicate pricing friction where seller expectations exceed recent sale levels and suggests aligning list strategy to transact.

2. A median days on market of 318 points to slower sales velocity and reduced liquidity; this extended time-to-contract may indicate buyers are negotiating more aggressively and sellers should expect longer marketing periods.

3. The market shows elevated inventory relative to sales activity (sample context) alongside a median price per square foot of 197 and median market rent of 1,400, with rent year-over-year trend reported as down; investors should note stable-to-soft rental upside while underwriting conservatively.

4. Price year-over-year trend is flat and market temperature is neutral, while interest rate pressure is elevated with current 30-year fixed mortgage rates averaging 6.3%; action: sellers should consider competitive pricing and prepared concessions, and buyers should leverage longer market exposure to negotiate terms.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Jacksonville, FL 32205 Real Estate Market Report

ZIP Code: 32205
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Jacksonville, FL 32205 area average 6.3%, reflecting the broader market trend for property owners in this region during May 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary indicator of market value is the median sold price: $260,500, which anchors recent transaction activity and suggests market pricing around this level; flat price trend reinforces that sold values are stable rather than rapidly appreciating or depreciating.

2. The median days on market: 807 points to materially slower sales velocity and longer time-to-contract for recent transactions, which may indicate pricing friction or a cautious buyer pool; longer selling times suggests liquidity is softer than in faster-moving markets.

3. The median price per square foot: $241 provides a unit-price benchmark for valuation and comparables; with a flat year-over-year price trend, this implies limited upward pricing pressure and that sellers should align expectations with recent closed-sales pricing.

4. The median market rent: $1,250 combined with rent year-over-year trend: down and interest rate pressure: elevated (local 30-year fixed average ~6.3%) suggests rental income growth is weakening while financing costs remain a headwind, making cashflow-sensitive investors more selective.

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Notable Properties

The following 7 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.