Petaluma, CA 94952 Real Estate Market Report
ZIP Code: 94952
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Petaluma, CA, are averaging 6.37%, which is 0.50% higher than the 5.87% average observed during the February 2026 market period.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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The neighborhood’s primary market signal is the $1,052,000 median sold price, which represents the most reliable indicator of realized value and recent transaction activity in Petaluma; given the neutral market temperature, this suggests prices are stabilizing around recent sale levels rather than accelerating.
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There is a meaningful spread between the $1,052,000 median sold price and the $1,750,000 median listing price, which may indicate pricing friction as seller expectations remain elevated relative to transaction prices; sellers should consider aligning asking prices more closely with representative recent sale levels to improve sale probability.
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The 311 median days on market points to slower sales velocity and extended marketing timelines, which appears consistent with a market described as neutral rather than strongly demand-driven; agents should plan longer listing periods and stronger marketing to secure comparable sold prices.
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Elevated interest rate pressure remains a headwind—Current 30-year fixed mortgage rates in Petaluma, CA, are averaging 6.37%, which is 0.50% higher than the February 2026 average—this elevated rate context, alongside a up rent year-over-year trend, suggests financing constraints are moderating buyer urgency while rental demand supports some investor interest; price-setting should account for higher borrowing costs.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Petaluma, CA 94952 Real Estate Market Report
ZIP Code: 94952
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Petaluma, CA, are averaging 6.37%, which is 0.50% higher than the 5.87% average observed during the February 2026 market period.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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The primary market indicator is the median sold price: 719,000, which anchors recent transaction values and suggests where buyers and sellers are meeting in Petaluma's current market.
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Despite the price anchor, liquidity appears slow with a median days on market: 306, which may indicate extended selling timelines and pricing friction even though overall market temperature is neutral.
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Pricing efficiency shows a median price per square foot: 456 alongside a median market rent: 1,800, suggesting that per-square-foot valuation remains relatively high for SFR and condo product while rental rates are trending up.
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Broader trend and financing context: year-over-year pricing is down while rent is up, market temperature is neutral, and interest rate pressure is elevated (current 30-year fixed mortgage rates averaging 6.37% versus 5.87% in February 2026), which together may temper buyer urgency and contribute to the observed slower sales velocity and relatively constrained active supply in the analyzed sample.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold at market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold above market average
Sold above market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.3% rate, 0.9% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 5/1/2026
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