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Market Snapshot

Median listing price
$2.80M

The median listing price in San Diego, CA ZIP 92130 is $2,800,000 as of June 2026.

Median rent
$3,885/mo

The median market rent in San Diego, CA ZIP 92130 is $3,885/month as of June 2026.

Days on market
312 days

The median days on market in San Diego, CA ZIP 92130 is 312 days as of June 2026. The market is currently neutral.

Gross rental yield
1.67%

At a median list price of $2,800,000 and a median rent of $3,885/month, the gross rental yield in San Diego, CA ZIP 92130 is 1.67% as of June 2026.

STR vs LTR
$5,022/mo STR · $3,885/mo LTR

In San Diego, CA ZIP 92130, median Airbnb revenue is $5,022/month compared to median long-term rent of $3,885/month as of June 2026.

San Diego, CA 92130 Real Estate Market Report

ZIP Code: 92130

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
92
Active Listings
40
Sold Properties
52

Market Metrics

Median Listing Price
$2,800,000
Median Sold Price
$2,372,000
Median Price per Sqft
$836/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$3,885

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.69%

Liquidity & Velocity

Median Days on Market
312
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
flat
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in San Diego, CA 92130 are approximately 6.53%, reflecting a market where rates have remained elevated throughout 2026 compared to earlier projections.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The neighborhood's primary market value is the median sold price of $2,372,000, which serves as the representative recent sale indicator; sellers are listing at a higher median listing price of $2,800,000, suggesting a persistent pricing gap between asking expectations and realized transaction prices.
  2. Liquidity is slow: the median days on market is 312 days, which suggests slower sales velocity and extended negotiation windows despite a neutral market temperature.
  3. Market balance appears relatively constrained in active supply while price momentum is positive: the market temperature is neutral alongside a year-over-year price trend that is up, indicating moderate appreciation without a clear seller advantage.
  4. Finance and rent context is mixed for investors and owner-occupiers: the current 30-year fixed mortgage rate of 6.53% reflects elevated interest rate pressure, while median market rent is $3,885 with a rent year-over-year trend that is flat, suggesting limited near-term rental upside.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

5384 Aurora Summit Trl, San Diego, CA 92130
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

5 beds7 baths4,658 sqft
$5,300,000
Apr 1, 2026
$1,138/sqft/sqft
1319 days on market
13898 Andalusian Trl, San Diego, CA 92130
Premium

Sold above market average

4 beds4 baths4,675 sqft
$4,400,000
May 1, 2026
$941/sqft/sqft
50 days on market
5357 Aurora Summit Trl, San Diego, CA 92130
Market Benchmark

Sold at market average

5 beds5 baths4,922 sqft
$4,210,000
Apr 1, 2026
$855/sqft/sqft
5024 Chelterham Ter, San Diego, CA 92130
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

5 beds3 baths2,946 sqft
$2,575,000
Apr 1, 2026
$874/sqft/sqft
64 days on market
3714 Newcrest Pt, San Diego, CA 92130
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths2,128 sqft
$2,563,000
May 1, 2026
$1,204/sqft/sqft
80 days on market
3711 Overpark Rd, San Diego, CA 92130
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths2,538 sqft
$2,555,000
Apr 1, 2026
$1,007/sqft/sqft
67 days on market
12583 Camarero Ct, San Diego, CA 92130
Value

Sold below market average

3 beds2 baths1,559 sqft
$1,160,000
Apr 1, 2026
$744/sqft/sqft
5155 Ruette De Mer, San Diego, CA 92130
Value

Sold below market average

6 beds3 baths2,935 sqft
$1,151,500
Apr 1, 2026
$392/sqft/sqft
195 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$10,210/mo
92130 Avg Rent
92130 Cost to Own
Rent$3,885
Own$14,095

20% down, 6.53% rate, 0.7% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

92130 Avg nightly rate
92130 Avg occupancy (days/year)
Nightly rate$302/night
Occupancy158 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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