San Diego, CA 92130 Real Estate Market Report

ZIP Code: 92130
Report Date: April 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

---

Executive Overview

As of April 2026, the median sold price in San Diego, CA (ZIP: 92130) stands at $2,330,000, reflecting a stable market environment. The neighborhood has increased 15% since 2023, indicating a positive trend in property values despite some localized fluctuations. The market is currently characterized by moderate sales activity and a neutral market temperature, suggesting a balanced dynamic between buyers and sellers.

Inventory conditions show elevated inventory levels relative to sales activity, which may indicate a slight excess supply. The median days on market is notably high at 315 days, pointing to slower sales velocity and potential pricing friction. However, the median listing price of $3,399,900 suggests that seller expectations remain robust, even as actual sold prices reflect a more tempered market reality. Lowering interest rates are beginning to stimulate buyer activity, which could further influence market dynamics moving forward.

---

Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

---

Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

---

Property Taxes

---

Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

---

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

---

Key Findings

1. The median sold price is $2,330,000, indicating a strong market value despite localized price fluctuations.

2. With a median days on market of 315 days, the market is experiencing slower sales velocity, suggesting potential pricing friction.

3. The median listing price of $3,399,900 indicates elevated seller expectations compared to actual sold prices, reflecting a caution signal in pricing strategies.

4. The market temperature is neutral, suggesting a balanced dynamic between buyers and sellers, with no clear advantage for either side.

5. Interest rates are under moderate pressure, which may stimulate buyer activity in the coming months.

---

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.