Market Snapshot
- Median listing price
- $2.80M
- Median rent
- $3,885/mo
- Days on market
- 312 days
- Gross rental yield
- 1.67%
- STR vs LTR
- $5,022/mo STR · $3,885/mo LTR
The median listing price in San Diego, CA ZIP 92130 is $2,800,000 as of June 2026.
The median market rent in San Diego, CA ZIP 92130 is $3,885/month as of June 2026.
The median days on market in San Diego, CA ZIP 92130 is 312 days as of June 2026. The market is currently neutral.
At a median list price of $2,800,000 and a median rent of $3,885/month, the gross rental yield in San Diego, CA ZIP 92130 is 1.67% as of June 2026.
In San Diego, CA ZIP 92130, median Airbnb revenue is $5,022/month compared to median long-term rent of $3,885/month as of June 2026.
San Diego, CA 92130 Real Estate Market Report
ZIP Code: 92130
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in San Diego, CA 92130 are approximately 6.53%, reflecting a market where rates have remained elevated throughout 2026 compared to earlier projections.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The neighborhood's primary market value is the median sold price of $2,372,000, which serves as the representative recent sale indicator; sellers are listing at a higher median listing price of $2,800,000, suggesting a persistent pricing gap between asking expectations and realized transaction prices.
- Liquidity is slow: the median days on market is 312 days, which suggests slower sales velocity and extended negotiation windows despite a neutral market temperature.
- Market balance appears relatively constrained in active supply while price momentum is positive: the market temperature is neutral alongside a year-over-year price trend that is up, indicating moderate appreciation without a clear seller advantage.
- Finance and rent context is mixed for investors and owner-occupiers: the current 30-year fixed mortgage rate of 6.53% reflects elevated interest rate pressure, while median market rent is $3,885 with a rent year-over-year trend that is flat, suggesting limited near-term rental upside.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold at market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 0.7% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
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