Daly City, CA 94015 Real Estate Market Report

ZIP Code: 94015
Report Date: April 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The real estate market in Daly City is currently characterized by a median sold price of $1,150,000, reflecting a competitive environment despite a slight downward trend in home prices. The neighborhood has decreased 8% since 2022, indicating a shift in market dynamics. The median days on market stands at 293, suggesting slower sales velocity, which may indicate a growing inventory relative to sales activity.

While the median listing price is recorded at $1,000,100, the gap between listing and sold prices highlights potential pricing friction, as sellers may need to adjust expectations to align with actual market conditions. The market temperature remains neutral, suggesting balanced conditions, although elevated inventory levels could lead to increased competition among sellers.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Daly City are averaging 6.38%, which is 0.29% higher than the 6.09% average seen in early 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $1,150,000 indicates strong market activity despite a recent decrease of 8% since 2022.

2. With a median days on market of 293, the market is experiencing slower sales velocity, which may affect buyer urgency.

3. The median listing price of $1,000,100 shows a significant gap compared to sold prices, suggesting potential pricing friction for sellers.

4. Rental demand remains robust, with a median market rent of $4,000, indicating a strong rental market amidst fluctuating home prices.

5. Current interest rates are moderate, with a 30-year fixed mortgage rate averaging 6.38%, which is stable compared to earlier in the year.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.