Ontario, CA 91762 Real Estate Market Report
ZIP Code: 91762
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates for properties in Ontario, CA 91762 are averaging 6.30%, reflecting the broader market trend of rates stabilizing after recent volatility in early 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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The neighborhood's primary market indicator, the median sold price, is 699,000, which anchors recent transaction value and suggests actual market clearing levels are below the median listing price; this gap may indicate seller expectations are still elevated versus closed sales.
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The median listing price is 719,500, higher than the median sold price and consistent with a market where asking prices exceed realized sale prices; market temperature is neutral, so this differential appears tied to pricing friction rather than a strongly one-sided market.
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Liquidity appears muted with a long median days on market of 293, which points to slower sales velocity and suggests that properties may take substantially longer to convert from active to closed in recent months; representative recent sale activity is relatively constrained.
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Value metrics show a median price per square foot of 468 and a median market rent of 2,399 while rent year-over-year trend is down; combined with elevated interest rate pressure (current average ~6.30%), affordability headwinds remain and may further moderate near-term price appreciation.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold at market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Ontario, CA 91762 Real Estate Market Report
ZIP Code: 91762
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates for properties in Ontario, CA 91762 are averaging 6.30%, reflecting the broader market trend of rates stabilizing after recent volatility in early 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
-
median sold price: $601,000 is the primary indicator of realized market value in Ontario 91762 and suggests recent transactions are anchoring near this level; the median sold price: $601,000 combined with a long median days on market suggests sellers may need to price more competitively to maintain velocity.
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median listing price: $634,150 is notably above the median sold price, which may indicate a persistent pricing gap between seller expectations and completed transactions; list-price discipline or targeted concessions may be required to convert listings into sales.
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price year-over-year trend: down while market temperature is neutral indicates a cautious rebalancing rather than a collapse—pricing appears to be softening but transactions remain relatively balanced, so sellers should avoid assuming continued appreciation when setting asking prices.
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interest rate pressure: elevated and prevailing rates averaging 6.30% for 30-year fixed mortgages may be restraining buyer affordability; combined with a rent year-over-year trend: down and median market rent of $2,650, investors should reassess financing sensitivity and underwriting assumptions in acquisition scenarios.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Sold at market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.3% rate, 0.5% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 5/1/2026
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