Ontario, CA 91762 Real Estate Market Report

ZIP Code: 91762
Report Date: March 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The Ontario, CA real estate market is currently characterized by a median sold price of $699,999, reflecting a modest year-over-year decline. This shift indicates a potential stabilization in the market, moving away from previous seller-dominated conditions. The median listing price stands at $799,000, suggesting a notable pricing gap that may create friction for sellers as they adjust to current market realities.

Transaction activity appears to be moderate, with 301 days as the median days on market, indicating slower sales velocity. Elevated interest rates are contributing to this trend, as buyer activity is tempered, leading to elevated inventory levels. The market temperature is currently assessed as neutral, suggesting a balanced environment despite the ongoing price adjustments.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current average 30-year fixed mortgage rates near 6.47% for Ontario, CA, are notably higher than the 5.66% rates seen in February 2026, indicating property owners missed a recent cost-saving window.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $699,999 indicates a market adjusting to recent price declines, suggesting downward pressure on home values.

2. With a median listing price of $799,000, there is a significant gap between asking and selling prices, which may lead to pricing friction for sellers.

3. The median days on market of 301 reflects a slower sales velocity, indicating weaker liquidity in the current market.

4. Elevated interest rates, currently around 6.47%, are exerting pressure on buyer activity, contributing to a more balanced market environment.

5. The median market rent of $2,550 suggests a stable rental landscape, although the year-over-year trend is down, indicating potential caution for landlords.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.