Auburn, CA 95602 Real Estate Market Report

ZIP Code: 95602
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Auburn, CA are averaging 6.3%, which is 0.9% higher than the 5.4% rates observed for typical loans in this area earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary indicator of local market value is the median sold price of $670,500, which represents the best current signal of realized transaction prices and should guide valuation and underwriting decisions; price is trending up year‑over‑year.

2. Liquidity appears muted with slower sales velocity as evidenced by a median days on market of 326 days, which suggests longer marketing periods and potential pricing friction rather than rapid turnover; neutral market temperature implies a balanced negotiation environment.

3. Price efficiency remains relatively high on a per-unit basis with a median price per square foot of $332/sqft, indicating that comparables priced at or near this level are representative recent sale benchmarks for SFR and condominium valuations; use this for unit-level appraisal alignment.

4. Financing and holding-cost risk is elevated: current average 30‑year fixed mortgage rates of 6.3% are noted alongside elevated interest rate pressure, which may dampen some buyer purchasing power even as rents rise; elevated interest rate pressure calls for conservative underwriting and sensitivity testing on rate shocks.

5. Rents are moving upward with a median market rent of $1,899 and a rent year‑over‑year trend listed as up, supporting short‑term income stability for investors but not replacing the need to monitor sales liquidity and financing conditions.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Auburn, CA 95602 Real Estate Market Report

ZIP Code: 95602
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Auburn, CA are averaging 6.3%, which is 0.9% higher than the 5.4% rates observed for typical loans in this area earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The neighborhood's median sold price is 205,500, which serves as the primary indicator of recent market value and—when considered alongside a median days on market of 280—suggests a slower sales velocity and pronounced pricing friction that may extend negotiation windows.

2. The market shows modest upward momentum: year-over-year price direction is up and the median price per square foot is 242, while the median market rent of 1,899 supports continued, though moderate, demand for SFR and condo rentals.

3. Market conditions appear balanced overall with a market temperature described as neutral, indicating neither strong seller dominance nor severe buyer advantage and suggesting opportunities for targeted pricing strategies rather than aggressive price reductions or markups.

4. Financing conditions are a headwind: interest rate pressure is labeled elevated, and current 30-year fixed mortgage rates in Auburn, CA are averaging 6.3%, which is 0.9% higher than the 5.4% observed earlier in 2026, a dynamic that may constrain buyer purchasing power and elongate time-to-contract.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.