Moorpark, CA 93021 Real Estate Market Report

ZIP Code: 93021
Report Date: June 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Moorpark, CA, are averaging 6.6%, reflecting a stable but elevated interest rate environment for property owners in this market.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The neighborhood's primary market signal is the median sold price of 994,500, which represents the most reliable indicator of recent transaction values and suggests sellers can command near seven-figure outcomes in the current environment; hot market conditions support continued price strength.

2. There is a visible gap between the median listing price of 1,059,000 and the median sold price of 994,500, which may indicate pricing friction between seller expectations and completed transactions and suggests agents should set list prices carefully to avoid extended marketing periods.

3. The median days on market of 369 points to materially slower sales velocity than typical quick-turn markets; this longer time-to-contract may reflect selective buyer activity and elevated financing sensitivity, so sellers should plan for extended listing timelines and buyers may have more negotiation leverage.

4. Rents are trending up and the median market rent is 3,200, while financing conditions show elevated interest rate pressure (current 30-year fixed mortgage rates averaging 6.6%), a combination that may sustain demand from renters and some investors but keep owner-occupant affordability pressured; elevated interest rate pressure remains a key constraint on transaction volume.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Moorpark, CA 93021 Real Estate Market Report

ZIP Code: 93021
Report Date: June 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Moorpark, CA, are averaging 6.6%, reflecting a stable but elevated interest rate environment for property owners in this market.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The neighborhood's primary value indicator is the median sold price $432,000, which anchors current market value and reflects recent transaction activity and buyer willingness in Moorpark; overall pricing is up year-over-year.

2. Liquidity shows a pronounced slowdown: the median days on market 1,349 signals slower sales velocity and suggests that individual listings may take substantially longer to convert to closed sales despite recent price strength.

3. Pricing context is supported by a median price per square foot of $386 alongside a median market rent of $3,200, which—combined with a hot market temperature—indicates sustained demand pressure that favors sellers in transaction pricing.

4. Interest-rate conditions present a clear headwind: interest rate pressure is described as elevated, with current 30-year fixed mortgage rates averaging 6.6%, which may constrain affordability for some buyers and temper near-term transaction volume.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.