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Market Snapshot

Median listing price
$689K

The median listing price in Ontario, CA ZIP 91764 is $689,000 as of June 2026.

Median rent
$2,695/mo

The median market rent in Ontario, CA ZIP 91764 is $2,695/month as of June 2026.

Days on market
318 days

The median days on market in Ontario, CA ZIP 91764 is 318 days as of June 2026. The market is currently neutral.

Gross rental yield
4.69%

At a median list price of $689,000 and a median rent of $2,695/month, the gross rental yield in Ontario, CA ZIP 91764 is 4.69% as of June 2026.

STR vs LTR
$2,491/mo STR · $2,695/mo LTR

In Ontario, CA ZIP 91764, median Airbnb revenue is $2,491/month compared to median long-term rent of $2,695/month as of June 2026.

Ontario, CA 91764 Real Estate Market Report

ZIP Code: 91764

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
47
Active Listings
22
Sold Properties
25

Market Metrics

Median Listing Price
$689,000
Median Sold Price
$638,000
Median Price per Sqft
$487/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,695

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.58%

Liquidity & Velocity

Median Days on Market
318
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
down
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Ontario, CA are approximately 6.6%, reflecting a market environment where property owners who secured loans earlier in 2026 at lower rates of roughly 6.0% are currently holding more favorable financing.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary market indicator is the median sold price at $638,000, which represents the most reliable signal of realized value in recent transactions; juxtaposed with the median listing price of $689,000, this gap suggests downward price pressure and potential seller pricing friction as asking prices remain above realized sale levels.
  2. Liquidity appears slow based on a median days on market of 318, which suggests a neutral to cooling market where transactions are taking longer and sellers may need to adjust expectations to achieve timely closings.
  3. Market supply in the analyzed sample appears as a relatively constrained active supply, which—combined with the median sold price of $638,000 and the neutral overall market temperature—may indicate balanced negotiation leverage between buyers and sellers rather than a clear one-sided market.
  4. Rental dynamics show a median market rent of $2,695 with rents trending up, while financing headwinds persist: current 30-year fixed mortgage rates are reported near 6.6% and interest rate pressure is elevated, which may constrain buyer pool affordability despite steady rental demand.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

1432 E Fresno St, Ontario, CA 91764
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

4 beds2 baths1,200 sqft
$815,000
Mar 1, 2026
$679/sqft/sqft
116 days on market
405 E Harvard Pl, Ontario, CA 91764
Market Benchmark

Sold at market average

3 beds2 baths1,755 sqft
$804,000
Mar 1, 2026
$458/sqft/sqft
103 days on market
1330 Del Rio Way, Ontario, CA 91764
Market Benchmark

Sold at market average

3 beds2 baths1,644 sqft
$780,000
May 1, 2026
$474/sqft/sqft
63 days on market
1643 N Leeds Ave, Ontario, CA 91764
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds1 baths1,196 sqft
$658,000
Mar 1, 2026
$550/sqft/sqft
191 days on market
1388 E La Deney Dr, Ontario, CA 91764
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,032 sqft
$630,000
Apr 1, 2026
$610/sqft/sqft
126 days on market
914 N Placer Ave, Ontario, CA 91764
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,316 sqft
$630,000
Apr 1, 2026
$479/sqft/sqft
234 days on market
416 N Monterey Ave, Ontario, CA 91764
Market Benchmark

Sold at market average

2 beds2 baths783 sqft
$417,000
Apr 1, 2026
$533/sqft/sqft
81 days on market
845 Plaza Serena, Ontario, CA 91764
Market Benchmark

Sold at market average

2 beds1 baths780 sqft
$400,000
Mar 1, 2026
$513/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$1,035/mo
91764 Avg Rent
91764 Cost to Own
Rent$2,695
Own$3,730

20% down, 6.53% rate, 0.6% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

91764 Avg nightly rate
91764 Avg occupancy (days/year)
Nightly rate$190/night
Occupancy151 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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