Campbell, CA 95008 Real Estate Market Report
ZIP Code: 95008
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Campbell, CA are averaging 6.49%, reflecting the prevailing market conditions for property owners in this area.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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The primary market indicator, 1,950,000 as the median sold price, confirms recent transaction values are elevated relative to historic listing expectations and supports using sold prices for valuation and comps. representative recent sale
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The gap between the 1,898,000 median listing price and the 1,950,000 median sold price suggests sellers are, on balance, achieving prices at or above asking, which may indicate limited pricing concession in executed transactions. up
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With a 295 median days on market, the market shows slower sales velocity and potential pricing friction; this longer time-to-contract may require patience for listings and careful pricing strategy by sellers. moderate
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Market context signals include up rent year-over-year and elevated interest rate pressure (current 30-year fixed averaging 6.49%), meaning rental demand is strengthening while financing costs remain a constraint for some buyers—underwrite deals with sensitivity to rates. neutral
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold at market average
Sold at market average
Quick sale indicating strong buyer demand and competitive market conditions.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Campbell, CA 95008 Real Estate Market Report
ZIP Code: 95008
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Campbell, CA are averaging 6.49%, reflecting the prevailing market conditions for property owners in this area.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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The neighborhood's recent transaction benchmark is 922,000 for the median sold price, which, when compared to the median listing price of 899,000, appears to show sold prices modestly exceeding asking expectations, indicating realized market value is tracking at-or-above seller expectations in recent closes.
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The market shows a relatively constrained active supply with slower sales velocity as evidenced by a median days on market of 309, which may indicate pricing friction or longer negotiation cycles rather than rapid turnover; sellers and investors should plan for extended marketing windows.
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Pricing and rental momentum are positive: the price year-over-year trend is up and the rent year-over-year trend is up, while interest rate pressure remains elevated and current 30-year fixed mortgage rates are 6.49%, suggesting financing costs are a headwind even as underlying price and rent fundamentals strengthen.
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Unit-level valuation context: the median price per square foot is 723 alongside a median market rent of 2,550, which provides a snapshot of price and rent levels for both SFR and condo comparisons and may support income-based underwriting assessments without implying specific yields.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold at market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold at market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.3% rate, 0.5% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 5/1/2026
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