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Market Snapshot

Median listing price
$775K

The median listing price in El Monte, CA ZIP 91731 is $775,000 as of June 2026.

Median rent
$2,295/mo

The median market rent in El Monte, CA ZIP 91731 is $2,295/month as of June 2026.

Days on market
305 days

The median days on market in El Monte, CA ZIP 91731 is 305 days as of June 2026. The market is currently neutral.

Gross rental yield
3.55%

At a median list price of $775,000 and a median rent of $2,295/month, the gross rental yield in El Monte, CA ZIP 91731 is 3.55% as of June 2026.

STR vs LTR
$1,763/mo STR · $2,295/mo LTR

In El Monte, CA ZIP 91731, median Airbnb revenue is $1,763/month compared to median long-term rent of $2,295/month as of June 2026.

El Monte, CA 91731 Real Estate Market Report

ZIP Code: 91731

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
15
Active Listings
7
Sold Properties
8

Market Metrics

Median Listing Price
$775,000
Median Sold Price
$714,000
Median Price per Sqft
$658/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,295

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.78%

Liquidity & Velocity

Median Days on Market
305
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
down
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in El Monte, CA, are approximately 6.6%, reflecting a stable but elevated rate environment compared to the 2026 year-to-date average of 6.2%.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary indicator of recent transaction value is the median sold price: $714,000, which shows realized market value and sits below the median listing price: $775,000, suggesting a persistent gap between seller expectations and completed sales; down price trend signals modest softening in transaction prices.
  2. The market exhibits slower sales velocity as indicated by a median days on market: 305, which may indicate pricing friction or cautious buyer behavior rather than immediate liquidity; marketTemperature is neutral, so conditions appear balanced rather than strongly favoring buyers or sellers.
  3. Valuation on a size basis is anchored by a median price per square foot: $658, which provides a consistent reference for comparing listings and recent sales; given the relatively constrained active supply in the analyzed sample, this per‑square‑foot benchmark may be useful for sellers setting realistic asking prices and for buyers assessing comparables.
  4. Rental dynamics and financing environment present mixed signals: median market rent: $2,295 is trending up, while the interest rate environment is elevated at 6.6% (current 30‑year fixed), which may increase carry costs for buyers and lends caution to investor underwriting; the elevated interestRatePressure suggests financing sensitivity even as rentYoYTrend is up.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

10531 Mulhall St, El Monte, CA 91731
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds2 baths1,308 sqft
$795,000
Apr 1, 2026
$608/sqft/sqft
143 days on market
3813 Lincoln Ave, El Monte, CA 91731
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds1 baths792 sqft
$779,000
Apr 1, 2026
$984/sqft/sqft
110 days on market
11211 Mcgirk Ave, El Monte, CA 91731
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,408 sqft
$713,500
Apr 1, 2026
$507/sqft/sqft
142 days on market
3829 Clark Ave, El Monte, CA 91731
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds3 baths1,032 sqft
$680,000
Mar 1, 2026
$659/sqft/sqft
4021 Baldwin Ave, El Monte, CA 91731
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

1 beds1 baths560 sqft
$650,000
Mar 1, 2026
$1,161/sqft/sqft
530 days on market
11052 1/2 Mcgirk Ave, El Monte, CA 91731
Value

Sold below market average

3 beds2 baths1,156 sqft
$605,000
May 1, 2026
$523/sqft/sqft
341 days on market
10627 Bodger St, El Monte, CA 91731
Value

Sold below market average

2 beds1 baths972 sqft
$540,000
Mar 1, 2026
$556/sqft/sqft
11433 Stewart St Ste Wart, El Monte, CA 91731
Market Benchmark

Sold at market average

2 beds1 baths756 sqft
$470,000
May 1, 2026
$622/sqft/sqft
207 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$2,001/mo
91731 Avg Rent
91731 Cost to Own
Rent$2,295
Own$4,296

20% down, 6.53% rate, 0.8% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

91731 Avg nightly rate
91731 Avg occupancy (days/year)
Nightly rate$171/night
Occupancy150 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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