Camp Connell, CA 95223 Real Estate Market Report

ZIP Code: 95223
Report Date: May 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Camp Connell market are averaging 6.49%, reflecting the prevailing interest rate environment for property owners in this area during May 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The neighborhood's primary market indicator, the median sold price, is 440,400, which reflects recent transaction levels and should be treated as the best indicator of realized market value; priced lower year-over-year signals on-list expectations may be softening despite ongoing competition.

2. There is a notable gap between the median listing price of 572,000 and the median sold price of 440,400, which may indicate pricing friction or optimistic seller expectations relative to completed transactions; moderate days-on-market pressure (median days on market is 386) suggests transactions are taking longer to close.

3. Market temperature is hot, which combined with the median sold price of 440,400 suggests that well-priced SFR and condo inventory can still sell competitively, but broader price momentum is down year-over-year, so sellers should calibrate expectations to recent sales.

4. Interest rate pressure is moderate (current 30-year fixed average ~6.49%), and the median market rent of 1,700 provides contextual demand for rentals; given limited rental inventory and a hot market, owners considering conversion to rent should weigh longer sales timelines against steady rental rates.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Camp Connell, CA 95223 Real Estate Market Report

ZIP Code: 95223
Report Date: May 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Camp Connell market are averaging 6.49%, reflecting the prevailing interest rate environment for property owners in this area during May 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The neighborhood's median sold price is 229,747, which should be treated as the primary indicator of current market value given recent transactions; note the price year-over-year trend is down, signaling recent softening in sale prices despite active buyer interest.

2. The market's valuation context shows a median price per square foot of 298 alongside a median market rent of 1,700; this snapshot is drawn from a sample of 37 sold properties analyzed and suggests pricing is anchored at a relatively high per-square-foot level for the area, which may create pricing friction for properties that are not well positioned.

3. Market liquidity remains competitive and transaction velocity is strong while the market temperature is hot, meaning well-priced SFR and condo listings continue to attract rapid activity and multiple-offer scenarios; sellers who price realistically appear to maintain negotiating leverage while others may face moderate resistance.

4. Financing and carrying-cost dynamics matter: interest rate pressure is labeled moderate and local financing conditions note that Current 30-year fixed mortgage rates in the Camp Connell market are averaging 6.49%, which may temper buyer purchasing power and should be factored into seller pricing and buyer budgeting strategies.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.