San Antonio, TX 78260 Real Estate Market Report
ZIP Code: 78260
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only
Executive Overview
The median sold price in San Antonio, TX (ZIP: 78260) is currently $549,000, reflecting a market that has decreased 8% since 2022. This decline in sold prices indicates a recalibration phase as the market transitions from a decade of rapid growth to a more stable environment. The elevated median listing price of $587,000 suggests that seller expectations may not fully align with current buyer sentiment, contributing to a slower sales velocity characterized by 219 days on market.
Despite these challenges, the local economy remains structurally positive, supported by ongoing population growth and corporate stability. The market temperature is currently assessed as neutral, indicating a balance between supply and demand. However, with interest rates easing from their peaks, there may be potential for increased market activity in the near future, particularly as buyers regain some negotiating power.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in San Antonio, TX, around 5.875% are notably lower than the national average of 6.29% for February 2026, suggesting a favorable local borrowing environment.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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$549,000 is the median sold price, indicating a market that has decreased 8% since 2022.
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The median days on market is 219, suggesting a slower sales velocity and potential pricing friction.
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Elevated inventory levels are present, with a significant gap between the median listing price of $587,000 and the median sold price.
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The median market rent stands at $2,980, reflecting stable rental demand amidst the changing sales landscape.
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Current mortgage rates around 5.875% are lower than the national average, suggesting a favorable borrowing environment for potential buyers.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold at market average
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 2/19/2026
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