Round Rock, TX 78681 Real Estate Market Report
ZIP Code: 78681
Report Date: May 2026
Market Temperature: COLD
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Round Rock, TX, are averaging 6.3%, which is 0.3% lower than the 6.6% average observed earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
-
median sold price is unavailable in the provided metrics, which likely reflects a very small or incomplete transaction sample for recent sales; because recent sold-price data is not present, rely on listed-price signals and trend indicators to interpret current market value. unavailable
-
median listing price is $530,000, while market indicators show prices are down year‑over‑year, suggesting that asking prices may be adjusting downward to meet weaker transaction levels and create more buyer opportunities.
-
median days on market is 114, which combined with elevated inventory relative to sales activity appears consistent with slower sales velocity and increased negotiation time for sellers; pricing friction is likely present rather than rapid liquidity.
-
median price per square foot is $215 and median market rent is $2,050, with rent trends also down year‑over‑year, indicating softer rental comps and limited support from the leasing market for near‑term price strength.
-
market temperature is cold and interest rate pressure is elevated (current average 30‑year fixed ~6.3%), which together with elevated inventory relative to sales activity suggests buyers have negotiating leverage and sellers should consider price or terms concessions to accelerate offers. cold
Notable Properties
The following 7 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold at market average
Sold at market average
Sold below market average
Sold below market average
Round Rock, TX 78681 Real Estate Market Report
ZIP Code: 78681
Report Date: May 2026
Market Temperature: COLD
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Round Rock, TX, are averaging 6.3%, which is 0.3% lower than the 6.6% average observed earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
-
median sold price is not provided in the supplied metrics, so transaction-based market valuation cannot be established from this dataset alone; obtain recent closed sale data (MLS or county records) to ground price-level recommendations.
-
median listing price: $357,450 contrasts with absent sold-price data and, combined with a median days on market: 111, suggests pricing friction and slower sales velocity that may indicate excess seller expectations relative to transacted values.
-
market temperature: cold and the price year-over-year trend being down together indicate weaker demand dynamics; actionable response is to price competitively and expect slower transaction volume and elevated inventory relative to sales activity.
-
median market rent: $1,850 and rent year-over-year trend being down, alongside interest rate pressure being elevated, suggest limited near-term rental upside; note financing context: Current 30-year fixed mortgage rates in Round Rock, TX, are averaging 6.3%, which is 0.3% lower than the 6.6% average observed earlier in 2026, and this may modestly influence buyer affordability and timing.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold below market average
Sold above market average
Sold above market average
Sold at market average
Sold at market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.3% rate, 1.4% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 5/1/2026
Get personalized market intelligence
View property-level details in Round Rock, TX get valuations, rent estimates, operating costs, and pro-forma insights.