Hidalgo, TX 78557 Real Estate Market Report

ZIP Code: 78557
Report Date: May 2026
Market Temperature: COLD
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Hidalgo, TX 78557 market are averaging approximately 6.3% as of May 2026, reflecting the broader volatility seen throughout the year.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary market-value signal is the median sold price of $183,800, which anchors recent transaction activity and suggests that actual sale outcomes are materially below asking expectations where present; this gap, combined with observed listing behavior, indicates pricing friction and that sellers may need to adjust toward realized sale levels.

2. The market shows prolonged time-to-contract with a median days on market of 204, which suggests slower sales velocity and cold market dynamics that may lengthen holding periods for sellers and increase negotiation leverage for buyers.

3. There is a wide spread between the median listing price of $268,400 and the median sold price of $183,800, which appears to reflect seller optimism relative to recent transactions and may indicate excess supply relative to sales activity and price resistance at current asking levels.

4. Macro and demand-side headwinds are present: rent trends are down, price trends are down, and interest rate pressure is characterized as elevated with local 30-year fixed mortgage rates averaging approximately 6.3%—together these factors may suppress buyer affordability and keep upward price momentum constrained.

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Notable Properties

The following 6 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.