Celina, TX 75009 Real Estate Market Report

ZIP Code: 75009
Report Date: May 2026
Market Temperature: COLD
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Celina, TX, are averaging approximately 6.46%, which is 0.47% higher than the 5.99% average observed in January 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The neighborhood's median sold price is unavailable in the provided metrics, which limits direct transaction-based valuation; this likely reflects sparse or incomplete closed-sale data in the analyzed sample rather than a stable price signal. down market context increases the importance of obtaining reliable sold-price data before setting firm pricing strategy.

2. With a median listing price of $552,000, seller expectations appear elevated relative to the sample's transaction activity; combined with the reported down price year-over-year trend and a cold market temperature, sellers should expect increased pricing pressure and consider targeted price adjustments or enhanced marketing to maintain competitiveness.

3. The median days on market (169 days) indicates materially slower sales velocity and contributes to liquidity friction; given the elevated inventory relative to sales activity, this suggests listings may require longer exposure or price concessions to transact in current conditions.

4. Income and financing context weakens near-term investment appeal: the median market rent of $2,000 and median price per square foot of 198 exist alongside a reported down rent trend and moderate interest rate pressure. Current 30-year fixed mortgage rates are averaging 6.46%, which is 0.47% higher than the 5.99% average observed in January 2026; investors and price-sensitive buyers should factor higher financing costs into underwriting and pricing decisions.

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Notable Properties

The following 3 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.