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Market Snapshot

Median listing price
$140K

The median listing price in Memphis, TN ZIP 38128 is $140,000 as of June 2026.

Median rent
$1,275/mo

The median market rent in Memphis, TN ZIP 38128 is $1,275/month as of June 2026.

Days on market
210 days

The median days on market in Memphis, TN ZIP 38128 is 210 days as of June 2026. The market is currently neutral.

Gross rental yield
10.93%

At a median list price of $140,000 and a median rent of $1,275/month, the gross rental yield in Memphis, TN ZIP 38128 is 10.93% as of June 2026.

STR vs LTR
$2,131/mo STR · $1,275/mo LTR

In Memphis, TN ZIP 38128, median Airbnb revenue is $2,131/month compared to median long-term rent of $1,275/month as of June 2026.

Memphis, TN 38128 Real Estate Market Report

ZIP Code: 38128

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
190
Active Listings
106
Sold Properties
84

Market Metrics

Median Listing Price
$140,000
Median Sold Price
$126,000
Median Price per Sqft
$97/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,275

Property Taxes

Property Tax Rate
1.51%

Liquidity & Velocity

Median Days on Market
210
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
moderate

Key Findings

  1. The primary market signal is the $126,000 median sold price, which establishes recent transaction-level value and suggests sellers should price close to proven sale levels rather than relying solely on asking prices; representative recent sale pricing appears more reliable than list price dispersion.
  2. There is a notable gap between the $140,000 median listing price and the $126,000 median sold price, which may indicate pricing friction where seller expectations exceed realized transaction values and could lengthen negotiation timelines.
  3. Liquidity appears muted: the median days on market of 210 points to slower sales velocity and, combined with elevated inventory relative to sales activity, suggests sellers may need to allow additional marketing time or consider price concessions to accelerate closings.
  4. Key market drivers are broadly constructive: price year-over-year trend: up and rent year-over-year trend: up support modest appreciation prospects, while market temperature: neutral and interest rate pressure: moderate counsel a balanced approach to timing and underwriting, with attention to financing cost sensitivity.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

3887 N Lakewood Dr, Memphis, TN 38128
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

6 beds4 baths6,148 sqft
$685,000
May 1, 2026
$111/sqft/sqft
272 days on market
3402 Warford St, Memphis, TN 38128
Premium

Sold above market average

4 beds2 baths2,200 sqft
$300,000
Mar 1, 2026
$136/sqft/sqft
3914 Springfield Dr, Memphis, TN 38128
Premium

Sold above market average

3 beds2 baths2,377 sqft
$268,000
May 1, 2026
$113/sqft/sqft
258 days on market
3065 Earnett St, Memphis, TN 38128
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,622 sqft
$132,000
Apr 1, 2026
$81/sqft/sqft
83 days on market
4336 Huntersglen W, Memphis, TN 38128
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,576 sqft
$130,000
May 1, 2026
$82/sqft/sqft
3463 Bowman Ave, Memphis, TN 38128
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths2,169 sqft
$130,000
Apr 1, 2026
$60/sqft/sqft
53 days on market
4121 Rawdon Ave, Memphis, TN 38128
Value

Below-market acquisition. Investor purchase with value-add potential through renovation.

4 beds2 baths1,572 sqft
$85,000
May 1, 2026
$54/sqft/sqft
3 days on market
3742 Berry Ln, Memphis, TN 38128
Value

Sold below market average

2 beds1 baths882 sqft
$50,000
Apr 1, 2026
$57/sqft/sqft
398 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$443/mo
38128 Avg Rent
38128 Cost to Own
Rent$1,275
Own$832

20% down, 6.50% rate, 1.5% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

38128 Avg nightly rate
38128 Avg occupancy (days/year)
Nightly rate$135/night
Occupancy134 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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