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Market Snapshot

Median listing price
$418K

The median listing price in West Chester, OH ZIP 45069 is $417,500 as of May 2026.

Median rent
$2,500/mo

The median market rent in West Chester, OH ZIP 45069 is $2,500/month as of May 2026.

Days on market
202 days

The median days on market in West Chester, OH ZIP 45069 is 202 days as of May 2026. The market is currently neutral.

Gross rental yield
7.19%

At a median list price of $417,500 and a median rent of $2,500/month, the gross rental yield in West Chester, OH ZIP 45069 is 7.19% as of May 2026.

STR vs LTR
$1,897/mo STR · $2,500/mo LTR

In West Chester, OH ZIP 45069, median Airbnb revenue is $1,897/month compared to median long-term rent of $2,500/month as of May 2026.

West Chester, OH 45069 Real Estate Market Report

ZIP Code: 45069

Report Date: May 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
106
Active Listings
22
Sold Properties
84

Market Metrics

Median Listing Price
$417,500
Median Sold Price
$427,000
Median Price per Sqft
$208/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,500

Property Taxes

Property Tax Rate
1.11%

Liquidity & Velocity

Median Days on Market
202
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
moderate

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in West Chester, OH are averaging 6.3%, which remains elevated compared to historical lows, indicating that property owners who secured rates below 5% in recent years hold a significant interest cost advantage.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. median sold price: 427,000 is the best indicator of current market value in West Chester and, combined with recent transaction activity, suggests modest price appreciation; up price momentum supports cautious seller confidence.
  2. median listing price: 417,500 sits below the representative recent sale level, which may indicate listing-to-sale pricing friction where sellers accepting market offers are realizing prices above typical asking levels; pricing gap appears to be present and should be monitored when setting offers or list prices.
  3. median days on market: 202 signals slower sales velocity and reduced liquidity relative to faster-moving markets, so buyers may find more negotiation room while sellers should plan for longer holding periods; slower transactions may affect time-sensitive pricing strategies.
  4. median market rent: 2,500 coupled with a neutral market temperature and moderate interest rate pressure (current 30-year fixed mortgage rates averaging 6.3%) suggests a balanced SFR/condo environment where investors should weigh financing cost sensitivity and rental income stability; neutral market conditions favor deliberate pricing and underwriting decisions.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

8848 Oakcrest Way, West Chester, OH 45069
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

6 beds- baths4,453 sqft
$998,000
Mar 1, 2026
$224/sqft/sqft
280 days on market
7323 Country Club Ln, West Chester, OH 45069
Premium

Sold above market average

4 beds4 baths4,016 sqft
$975,000
Apr 1, 2026
$243/sqft/sqft
8074 Taffy Dr, West Chester, OH 45069
Premium

Sold above market average

4 beds3 baths3,691 sqft
$850,000
Feb 1, 2026
$230/sqft/sqft
8850 Steeplechase Way Ste Eplechase, West Chester, OH 45069
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths2,108 sqft
$445,000
Mar 1, 2026
$211/sqft/sqft
97 days on market
9301 Sunderland Way, West Chester, OH 45069
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds3 baths2,416 sqft
$440,000
Apr 1, 2026
$182/sqft/sqft
43 days on market
5304 Barkwood Dr, West Chester, OH 45069
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths2,597 sqft
$440,000
Mar 1, 2026
$169/sqft/sqft
76 days on market
7420 Elkwood Dr, West Chester, OH 45069
Value

Sold below market average

3 beds1 baths1,194 sqft
$174,000
Mar 1, 2026
$146/sqft/sqft
7870 2nd St, West Chester, OH 45069
Value

Sold below market average

3 beds1 baths1,032 sqft
$149,000
Mar 1, 2026
$144/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$134/mo
45069 Avg Rent
45069 Cost to Own
Rent$2,500
Own$2,634

20% down, 6.30% rate, 1.1% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

45069 Avg nightly rate
45069 Avg occupancy (days/year)
Nightly rate$186/night
Occupancy108 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 5/7/2026

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