Market Snapshot
- Median listing price
- $520K
- Median rent
- $1,687/mo
- Days on market
- 93 days
- Gross rental yield
- 3.89%
The median listing price in Mint Hill, NC ZIP 28227 is $520,000 as of July 2026.
The median market rent in Mint Hill, NC ZIP 28227 is $1,687/month as of July 2026.
The median days on market in Mint Hill, NC ZIP 28227 is 93 days as of July 2026. The market is currently neutral.
At a median list price of $520,000 and a median rent of $1,687/month, the gross rental yield in Mint Hill, NC ZIP 28227 is 3.89% as of July 2026.
Mint Hill, NC 28227 Real Estate Market Report
ZIP Code: 28227
Report Date: July 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Mint Hill, NC, are approximately 6.6% compared to the 2026 year-to-date low of 6.09%, representing a 0.51% increase in borrowing costs for property owners in this market.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The primary market indicator is the median sold price of 409,700, which, alongside a down price year-over-year trend, indicates recent transactions are weaker than asking expectations and suggests pricing friction between sellers and buyers.
- Despite a median listing price of 520,000, the gap between listing and the median sold price appears to reflect seller optimism relative to completed transactions and may indicate that final sale prices are settling below initial asking levels.
- Liquidity is slowing as shown by a median days on market of 93, which points to slower sales velocity and suggests buyers are taking longer to transact in this market even while the overall market temperature remains neutral.
- Market fundamentals show rent strength and cost pressure: median market rent is 1,687 with a up rent year-over-year trend, while interest rate pressure is reported as elevated (current 30-year fixed mortgage rates ~6.6% vs a 2026 low of 6.09%), which may constrain buyer affordability and keep transaction pace moderate.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold at market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.49% rate, 0.6% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 7/10/2026
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