Whitinsville, MA 01588 Real Estate Market Report

ZIP Code: 01588
Report Date: May 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Whitinsville, MA, are averaging approximately 6.30%, which is higher than the 5.87% seen earlier in February 2026, indicating that property owners who secured loans during that period locked in more favorable terms.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The most reliable market signal is the median sold price: 563,000, which reflects recent transaction activity and aligns with a broader up price year-over-year trend, indicating modest appreciation in realized values.

2. There is a notable gap between seller expectations and transaction prices, with a median listing price: 584,900 above the median sold price: 563,000, which may indicate pricing friction where some sellers are testing higher price points relative to what buyers ultimately pay.

3. Liquidity shows mixed signals: the median days on market: 192 suggests slower sales velocity and potential time-to-contract friction, even as the market temperature is characterized as hot, implying competitive segments coexist with longer-running listings.

4. Rent and financing context pressures are relevant for investor and buyer behavior: the median market rent: 2,100 is rising (up), while interest rate dynamics are under moderate pressure—Current 30-year fixed mortgage rates in Whitinsville, MA, are averaging approximately 6.30%, which is higher than the 5.87% seen earlier in February 2026 and may favor buyers who locked lower rates earlier.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Whitinsville, MA 01588 Real Estate Market Report

ZIP Code: 01588
Report Date: May 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Whitinsville, MA, are averaging approximately 6.30%, which is higher than the 5.87% seen earlier in February 2026, indicating that property owners who secured loans during that period locked in more favorable terms.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. $317,000 is the primary indicator of recent transaction value in Whitinsville and, together with a $263 median price per square foot, suggests a market where sellers can command premium pricing relative to regional norms; use these sold-price metrics to price new listings for realistic buyer expectations.

2. The market is characterized as hot with price year-over-year trends up, which appears to be supporting faster sales velocity and strong buyer competition; however, describe liquidity qualitatively when advising clients rather than relying on listing counts.

3. Median market rent of $2,100 combined with the sales metrics suggests rental demand is moving in the same direction as prices (rent and price growth are both up), so consider juxtaposing rental comps with recent sold prices when evaluating buy-to-rent opportunities.

4. Interest rate pressure is moderate and current mortgage commentary notes ~6.30% rates versus earlier 5.87%, which may introduce pricing sensitivity for rate-sensitive buyers; counsel sellers that while the market is hot, financing headwinds could temper offers and extend negotiation timelines.

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Notable Properties

The following 6 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.