Whitinsville, MA 01588 Real Estate Market Report

ZIP Code: 01588
Report Date: April 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The median sold price in Whitinsville, MA is $505,000, reflecting a stable market with modest price appreciation. This indicates a healthy demand for homes, despite the current elevated interest rate pressure. The neighborhood has shown resilience, with a year-over-year price trend that is up, suggesting ongoing buyer interest and competition for available properties.

Transaction activity appears moderate, with 195 days as the median days on market, indicating a slower sales velocity. This may suggest that while there is buyer interest, the elevated inventory levels relative to sales activity could be contributing to longer selling times. The rental market remains robust, with a median market rent of $1,990, further highlighting the area's strong demand dynamics.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Whitinsville MA 01588 are averaging 6.37% compared to 5.5% when loans originated in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $505,000 indicates a stable market with ongoing buyer competition.

2. Median days on market at 195 days suggest a slower sales velocity, reflecting potential pricing friction.

3. The rental market is strong, with a median market rent of $1,990, indicating robust demand for rental properties.

4. Year-over-year price trends are up, suggesting continued appreciation in property values in the area.

5. Current interest rate pressure is elevated, which may impact buyer affordability and overall market dynamics.

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Notable Properties

The following 6 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.