Whitinsville, MA 01588 Real Estate Market Report

ZIP Code: 01588
Report Date: February 2026
Market Temperature: HOT
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The median sold price in Whitinsville, MA stands at $482,400, reflecting a competitive market environment. This price point indicates a stable market with modest appreciation trends, as evidenced by the overall market temperature being classified as hot. The neighborhood has experienced an upward price trend, suggesting a resilient demand despite elevated interest rates, which are currently impacting financing options for buyers.

Transaction activity appears moderate, with elevated inventory levels relative to sales activity. The median days on market is 189, indicating a slower sales velocity, which may suggest some pricing friction as buyers navigate the current economic landscape. The median listing price of $645,000 indicates a significant gap compared to the median sold price, which may reflect seller expectations that are not fully aligned with current buyer sentiment.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Whitinsville, MA market average around 6.375% to 6.57%, which is notably higher than the recent low of 5.875% seen just days ago, indicating a slight market tightening for new financing.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. $482,400 is the median sold price, indicating stable market conditions and potential for modest appreciation.

2. The market temperature is classified as hot, suggesting strong buyer interest despite elevated interest rates.

3. With a median days on market of 189, the sales velocity appears slower, indicating potential pricing friction.

4. The median listing price of $645,000 shows a notable gap from the median sold price, reflecting seller expectations that may not align with buyer sentiment.

5. The median market rent is $1,990, which has also shown an upward trend, indicating increasing rental demand.

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Notable Properties

The following 7 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.