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Boston, MA 02108 Real Estate Market Report

ZIP Code: 02108
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
180 Days
Total Properties Analyzed
24
Active Listings
17
Sold Properties
7

Market Metrics

Median Listing Price
$7,650,000
Median Sold Price
$6,247,500
Median Price per Sqft
$1,602/sqft

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$3,225

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.93%

Liquidity & Velocity

Median Days on Market
365
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
down
Interest Rate Pressure
elevated

Key Findings

  1. The neighborhood's representative recent sale is $6,247,500 and, relative to the $7,650,000 median listing price, this suggests a meaningful gap between asking and transaction levels that may indicate seller pricing aspirations exceed realized market value.

  2. The neighborhood's representative recent sale is $6,247,500 and the market shows slower sales velocity with a median days on market of 365, combined with elevated inventory relative to sales activity, which may indicate more negotiation leverage for buyers.

  3. The neighborhood's representative recent sale is $6,247,500 and price pressure appears modestly favorable to sellers on a per-unit basis given a median price per square foot of 1,602 while overall market balance is neutral, suggesting selective competition in prime SFR locations but more options in condominium segments.

  4. The neighborhood's representative recent sale is $6,247,500 and income-market signals are mixed: median market rent of 3,225 is present even as rent is trending down, while interest rate pressure is elevated, a combination that may constrain investor yield expansion and moderate buyer demand.


Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

46 Chestnut St, Boston, MA 02108
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

6 beds
7 baths
6,682 sqft
$22,000,000
Feb 1, 2026
$3,292/sqft/sqft
22 Brimmer St, Boston, MA 02108
Market Benchmark

Sold at market average

4 beds
4 baths
6,138 sqft
$10,000,000
Apr 1, 2026
$1,629/sqft/sqft
370 days on market
59 Chestnut St, Boston, MA 02108
Market Benchmark

Sold at market average

5 beds
4 baths
5,047 sqft
$8,600,000
Nov 1, 2025
$1,704/sqft/sqft
193 days on market
9 Walnut St, Boston, MA 02108
Value

Sold below market average

5 beds
4 baths
5,838 sqft
$8,050,000
Mar 1, 2026
$1,379/sqft/sqft
599 days on market
16 W Cedar St, Boston, MA 02108
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds
4 baths
4,138 sqft
$5,500,000
Apr 1, 2026
$1,329/sqft/sqft
360 days on market
32 W Cedar St, Boston, MA 02108
Value

Sold below market average

5 beds
4 baths
4,013 sqft
$4,800,000
Jan 1, 2026
$1,196/sqft/sqft
32 W Cedar St, Boston, MA 02108
Value

Sold below market average

5 beds
4 baths
4,013 sqft
$4,800,000
Jan 1, 2026
$1,196/sqft/sqft
52 River St, Boston, MA 02108
Value

Sold below market average

3 beds
2 baths
2,566 sqft
$3,250,000
Dec 1, 2025
$1,267/sqft/sqft
237 days on market

Boston, MA 02108 Real Estate Market Report

ZIP Code: 02108
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
180 Days
Total Properties Analyzed
17
Active Listings
10
Sold Properties
7

Market Metrics

Median Listing Price
$2,772,500
Median Sold Price
$1,297,450
Median Price per Sqft
$1,405/sqft

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$4,000

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
1.10%

Liquidity & Velocity

Median Days on Market
324
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
down
Interest Rate Pressure
elevated

Key Findings

  1. The most reliable indicator of recent transaction activity is the neighborhood's median sold price of $1,297,450, which frames market value for SFR and condo transactions and suggests that recent closings are concentrated around that realized price level rather than asking expectations.

  2. There is a notable gap between the median listing price of $2,772,500 and the median sold price of $1,297,450, which may indicate pricing friction and seller ask above transaction reality; buyers appear able to secure deals below headline asking levels in some segments.

  3. The market shows slow sales velocity with a median days on market of 324, which, together with the reported neutral market temperature, suggests balanced but sluggish liquidity where transactions occur but require patience.

  4. Price momentum is positive with prices year-over-year up while rent trends are down and interest rate pressure is elevated; this combination implies tighter financing conditions that could moderate demand even as sale prices trend upward, and it warrants caution for leveraged buyers and investors.


Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

89 Beacon St Apt 2, Boston, MA 02108
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

4 beds
6 baths
5,703 sqft
$17,000,000
Feb 1, 2026
$2,981/sqft/sqft
142 Chestnut St Apt 11, Boston, MA 02108
Premium

Sold above market average

3 beds
2 baths
2,876 sqft
$4,900,000
Feb 1, 2026
$1,704/sqft/sqft
45 Province St Apt 2404, Boston, MA 02108
Value

Sold below market average

3 beds
3 baths
3,319 sqft
$3,550,000
Feb 1, 2026
$1,070/sqft/sqft
179 days on market
73 Mount Vernon St Apt 2, Boston, MA 02108
Premium

Sold above market average

2 beds
2 baths
1,589 sqft
$3,262,500
Mar 1, 2026
$2,053/sqft/sqft
73 Mount Vernon St Apt 2, Boston, MA 02108
Premium

Sold above market average

2 beds
2 baths
1,589 sqft
$3,262,500
Mar 1, 2026
$2,053/sqft/sqft
15 River St Apt 704, Boston, MA 02108
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
1 baths
841 sqft
$1,199,000
Apr 1, 2026
$1,426/sqft/sqft
15 River St Apt 704, Boston, MA 02108
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds
1 baths
841 sqft
$1,199,000
Apr 1, 2026
$1,426/sqft/sqft
37 Beacon St Unit 24, Boston, MA 02108
Value

Sold below market average

1 beds
1 baths
800 sqft
$895,000
Mar 1, 2026
$1,119/sqft/sqft
294 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$35,039/mo
02108 Avg Rent
02108 Cost to Own
Rent$3,225
Own$38,264

20% down, 6.5% rate, 0.9% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

02108 Avg nightly rate
02108 Avg occupancy (days/year)
Nightly rate$471/night
Occupancy250 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 5/1/2026

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